Car Insurance in Walton, IN - 9 Discounts You Might be Forgetting

Are you sick and tired of trying to scrape together enough money each month for car insurance? You are no different than millions of other consumers.

Numerous battle for your insurance dollar, so it's not easy to compare every to find the absolute lowest price

car insurance in Walton

How to Compare Walton Car Insurance Rates

Most companies such as 21st Century, Allstate and State Farm allow you to get prices for coverage on their websites. Getting quotes is fairly straightforward as you just enter into the quote form. When the form is submitted, their rating system will obtain your driving and credit reports and returns a price quote based on these and other factors. Quoting online makes comparing rates easy, but the time required to go to each company's website and repetitively fill out multiple forms gets old quite quickly. Unfortunately, it is important to have as many quotes as possible in order to find a lower rate.

There is a better way!

A quicker way to lower your car insurance bill is to use a quote form that gets prices from several different companies. It's a real time-saver, eliminates repetitive work, and makes online price comparison much more enjoyable. After your information is entered, it is rated and you can choose any of the quotes returned. If the quotes result in lower rates, you can simply submit the application and purchase the new policy. The entire process takes just a few minutes to complete and could lower your rates considerably.

To find out how much you're overpaying now, click here and complete the simple form. If you have a policy now, it's recommended you type in the coverages exactly as shown on your declarations page. This ensures you're receiving comparison quotes for similar insurance coverage.

More discounts equal less premium

Companies do not list all available discounts in an easy-to-find place, so here is a list some of the more common and the more hidden discounts you could be receiving.

  • Military Rewards - Being deployed with a military unit could mean lower rates.
  • Employee of Federal Government - Being employed by or retired from a federal job could cut as much as 10% off depending on your company.
  • Theft Prevention Discount - Vehicles with anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
  • Multi-car Discount - Having more than one vehicle on the same car insurance policy could earn a price break for each car.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Air Bag Discount - Vehicles equipped with air bags can get savings up to 30%.
  • Accident Free - Claim-free drivers can earn big discounts when compared with bad drivers.
  • Payment Discounts - By paying your policy upfront instead of paying each month you can actually save on your bill.
  • Life Insurance Discount - Some companies give lower rates if you buy life insurance.

It's important to note that some credits don't apply to the entire cost. Most only apply to the cost of specific coverages such as liability and collision coverage. Just because it seems like adding up those discounts means a free policy, you're out of luck.

To see a list of insurers offering car insurance discounts in Walton, click here.

Learn more today

Additional detailed information is available at the Indiana Department of Insurance website. Consumers can find disaster information, download brochures, read consumer alerts, and report car insurance fraud.