10 Methods to Save on Car Insurance in Summit Argo

Paying for high-priced car insurance can empty your savings account and put a big crunch on your finances. Comparison shopping is free, only takes a few minutes, and is a good way to help make ends meet.

Because you have many online and local companies to choose from, it's nearly impossible to pick the cheapest insurer.

It's important to shop coverage around on a regular basis since rates are constantly changing. Despite the fact that you may have had the best rates two years ago you can probably find a lower rate today. You can find a lot of misleading information regarding car insurance on the web, but we're going to give you some great ways to find affordable car insurance.

Summit Argo car insurance quote

Which Car Insurance is Cheapest in Summit Argo, Illinois?

There are multiple methods to compare car insurance quotes, and some are easier and takes less work. You can spend countless hours talking about coverages with insurance agencies in Summit Argo, or you could save time and use the web to get the quickest rates.

The majority of car insurance companies are enrolled in a marketplace that enables customers to only type in their quote data once, and each company can give them a price based on that information. This saves time by eliminating quote requests to each individual car insurance company.

To submit your quote information now, click to open in new window.

The one disadvantage to comparing rates this way is you are unable to specify the providers you want to price. So if you want to choose specific insurance companies to compare rates, we put together a list of car insurance companies in Illinois. Click to view list.

It's up to you which method you use, but ensure you are comparing apples-to-apples coverage information on every quote you get. If the quotes have unequal deductibles or liability limits it will be impossible to determine which rate is truly the best in Summit Argo. Quoting even small variations in coverages may result in large price differences. Just remember that comparing more company's prices provides better odds of finding the best offered rates.

Don't pay full price with these ten discounts

Companies that sell car insurance don't always list every available discount very well, so the following is a list of both the well known as well as the least known savings tricks you should be using.

  • Theft Prevention System - Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
  • E-sign - A handful of insurance companies may give you up to $50 for buying your policy online.
  • Resident Student - Kids in college living away from home attending college and do not have access to a covered vehicle may be able to be covered for less.
  • Anti-lock Brake System - Anti-lock brake equipped vehicles can reduce accidents and qualify for as much as a 10% discount.
  • Life Insurance - Companies who offer life insurance give a break if you buy auto and life insurance together.
  • Low Mileage - Fewer annual miles could qualify for discounted rates on garaged vehicles.
  • Driver's Ed - Have your child take driver's ed class if it's offered in school.
  • Government Employees - Being employed by or retired from a federal job may qualify you for a discount with certain companies.
  • Senior Citizens - Mature drivers may be able to get a small decrease in premiums.
  • Payment Method - If you pay your entire premium ahead of time instead of paying each month you could save up to 5%.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only reduce individual premiums such as comprehensive or collision. Even though it may seem like all those discounts means the company will pay you, you won't be that lucky.

To see a list of providers who offer car insurance discounts in Illinois, click here to view.

For more Illinois car insurance information

Even more information can be read at the Illinois Department of Insurance website. Visitors are able to read consumer alerts, get help finding coverage, read enforcement actions against agents and companies, and find out industry alerts.

Additional helpful sites include BankRate.com's Car Insurance: When not to Skimp and this Summit Argo agent directory.