Getting Cheaper Stanford Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us when we tell you there are a lot of people in Stanford just like you who feel imprisoned by their auto insurance policy.

Lots of contend for your hard-earned dollar, so it can be very hard to choose a and uncover the absolute lowest price

It's important to take a look at other company's rates at least once a year because prices are constantly changing. If you had the lowest price a couple years back there may be better deals available now. Ignore everything you know about auto insurance because I'm going to let you in on the secrets to one of the easiest ways to buy cheaper auto insurance.

Stanford auto insurance quote

Don't pay full price with these discounts

Car insurance is not cheap, but you can get discounts to help offset the cost. Certain discounts will be applied when you quote, but less common discounts must be asked about before you get the savings.

  • Theft Prevention Discount - Vehicles with anti-theft systems can help prevent theft and therefore earn up to a 10% discount.
  • Low Mileage - Keeping the miles down could be rewarded with a substantially lower rate.
  • Pay Upfront and Save - By paying your policy upfront rather than paying monthly you may reduce your total bill.
  • Club Memberships - Participating in certain professional organizations may earn a discount on your policy.
  • More Vehicles More Savings - Having multiple cars or trucks on one policy qualifies for this discount.

It's important to note that some credits don't apply the the whole policy. Most only cut the price of certain insurance coverages like comprehensive or collision. Even though it may seem like adding up those discounts means a free policy, you're out of luck. But any discount will cut your premiums.

For a list of providers with the best auto insurance discounts in Stanford, click here.

Comprehensive Stanford Auto Insurance Comparison Quotes

There are multiple methods to compare auto insurance prices but one way is less labor-intensive and much quicker. You can waste hours discussing policy coverages with insurance companies in Stanford, or you can stay home and use online quotes to accomplish the same thing much quicker.

Most car insurance companies enroll in a system that enables customers to submit one quote, and each participating company can give them a price based on the submitted data. This prevents consumers from doing quotation requests to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

One minor caviat to comparing rates this way is you can't choose the companies you want to price. So if you want to select from a list of companies to compare prices, we have assembled a list of the cheapest auto insurance companies in Kentucky. View list of Kentucky insurance companies.

Whichever method you choose, compare the exact same deductibles and coverage limits on every quote you get. If you enter different values for each quote you will not be able to determine which rate is truly the best in Stanford. Slightly different limits may cause a big price difference. Just keep in mind that obtaining a wide range of quotes will enable you to find better pricing.

Shop smart and save

As you go through the steps to switch your coverage, never sacrifice coverage to reduce premiums. Too many times, an insured dropped liability coverage limits only to discover later that the savings was not a smart move. The aim is to purchase a proper amount of coverage for the lowest price, not the least amount of coverage.

Lower-priced auto insurance is possible online and also from your neighborhood Stanford agents, and you should compare price quotes from both to have the best selection. Some auto insurance companies may not provide online quoting and many times these small, regional companies only sell through independent insurance agents.