Easy Ways to Spend Less on St George Car Insurance

Saving money on St George car insurance is hard for beginners to shopping for insurance online. There are so many choices that it can turn into a real hassle to find the best price in St George.

It's important to shop coverage around before your policy renews due to the fact that insurance rates are constantly changing. Just because you found the lowest rates a few years ago you can probably find a lower rate today. So forget all the misinformation about car insurance because I'm going to teach you the tricks you need to know to find better rates and still maintain coverage.

South Carolina car insurance quotes

Compare St George Car Insurance Costs

There are several ways of comparing rates and find the best price. The best method to find competitive insurance rates is to get quotes online. This can be done in a couple of different ways.

  • The recommended way to find low rates is to use a rate comparison form click to view form in new window. This easy form eliminates the need for repetitive form entry for each company you want a rate for. In just a few minutes this one form gets you price quotes direct from many companies. This is perfect if you don't have a lot of time.
  • A slightly less efficient method to get quotes online requires visiting the website for each individual company to complete their respective quote request forms. For examples sake, we'll pretend you want rates from , and . To get each rate you have to take the time to go to each site and enter your policy data, which is why the first method is quicker.

    To view a list of companies in St George, click here.
  • The least recommended way to get comparison rates is to drive around to insurance agents' offices. Shopping for car insurance online has reduced the need for local agents unless you want the professional advice that only a license agent can provide. However, consumers can get the lowest quotes online and still use a local agent and you'll learn how to do that later.

It's your choice how you get your quotes, but ensure you're using the exact same quote information on every quote you get. If the quotes have mixed coverages then you won't be able to determine which rate is truly the best in St George. Quoting even small variations in limits may result in large price differences. And when price shopping your coverage, comparing more company's prices will enable you to find the best offered rates.

Save big with these discounts

Companies offering auto insurance don't always advertise all their discounts in an easy-to-find place, so we break down both the well known and also the lesser-known savings tricks you should be using.

  • Save with a New Car - Insuring a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
  • Claim Free - Claim-free drivers can save substantially as compared to bad drivers.
  • Sign Online - A few companies may give you up to $50 just for signing your application on their website.
  • Multiple Vehicles - Insuring multiple vehicles on the same car insurance policy can get a discount on all vehicles.
  • Senior Citizens - Mature drivers may be able to get a small decrease in premiums.

Keep in mind that most discounts do not apply to the entire cost. Most only reduce specific coverage prices like collision or personal injury protection. So even though it sounds like all the discounts add up to a free policy, it just doesn't work that way.

To see a list of companies who offer car insurance discounts in St George, click here to view.

Learn more today

Additional detailed information can be found at the South Carolina Department of Insurance website. Visitors are able to file complaints about an insurance agent or broker, read industry bulletins, and get help finding coverage.