How to Know You're Paying Too Much for Auto Insurance in South Thomaston

Nobody cherishes buying auto insurance, especially knowing the cost is too high. You have so many to buy insurance from, and even though it's nice to have a selection, lots of choices makes it harder to compare rates.

Automobile Insurance Quotes in South Thomaston, ME

Cutting your South Thomaston auto insurance rates is surprisingly easy. Consumers just need to invest a few minutes to compare quotes online with multiple companies. This can be done using a couple different methods.

The recommended way to find low rates is a comparison rater form like this one (opens in new window). This method eliminates the need for separate quotes to each individual auto insurance company. A single form gets rate comparisons instantly.
A harder way to shop for auto insurance online is spending the time to visit each individual company website and fill out their own quote form. For instance, we'll assume you want to compare , and . To find out each rate you need to go to every website and enter your policy data, which is why the first method is quicker. For a list of links to companies insuring cars in South Thomaston, click here.

Whichever way you use, make absolute certain that you use identical information for every quote you compare. If you are comparing higher or lower deductibles then you won't be able to determine the best price in South Thomaston.

Policy discounts you shouldn't miss

Insurance can cost an arm and a leg, buy you may qualify for discounts to reduce the price significantly. Larger premium reductions will be automatically applied at the time of purchase, but some may not be applied and must be manually applied prior to receiving the credit. If you're not getting every credit you qualify for, you're paying more than you need to.

Multiple Vehicles - Buying insurance for multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
Anti-lock Brake Discount - Anti-lock brake equipped vehicles can reduce accidents and will save you 10% or more.
Discount for Life Insurance - Some companies give a discount if you purchase auto and life insurance together.
Homeowners Savings - Owning a home in South Thomaston may trigger a auto insurance policy discount due to the fact that maintaining a home demonstrates responsibility.
Claim Free - Good drivers with no accidents pay less when compared with bad drivers.

It's important to note that most of the big mark downs will not be given to your bottom line cost. The majority will only reduce specific coverage prices like physical damage coverage or medical payments. So even though they make it sound like all those discounts means the company will pay you, you're out of luck. But any discount will bring down the amount you have to pay.

To see a list of insurers who offer auto insurance discounts in Maine, follow this link.

Insurance agents can help

When choosing coverage for your vehicles, there isn't really a single plan that fits everyone. Every situation is different so your insurance needs to address that. For example, these questions might point out whether your personal situation would benefit from professional advice.

Am I covered when driving on a suspended license?
Can I get a multi-policy discount for packaging my home and auto coverage?
What are the financial responsibility laws in Maine?
Does my policy cover my teen driver if they drive my company car?
Are there companies who specialize in insuring high-risk drivers?
Should I have combined single limit or split liability limits?
Should I drop comprehensive coverage on older vehicles?

If you don't know the answers to these questions, you may need to chat with an insurance agent. To find an agent in your area, complete this form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.

For more Maine car insurance information

More information can be read on the website for the Maine Bureau of Insurance found here. Maine drivers can report car insurance fraud, find out industry alerts, file complaints about an insurance agent or broker, and read industry bulletins.