Easy Ways to Save Money on Shipman Car Insurance

Are you intimidated by the wide range of car insurance choices in Shipman? You have a lot of company. You have so many options available that it can turn into a big hassle to find better rates.

How to Compare Car Insurance in Shipman, Illinois

Cutting your Shipman car insurance rates isn't really that difficult. Just spend a little time comparing price quotes online with multiple companies. This can be accomplished in just a few minutes using one of these methods.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form click here to open form in new window. This easy form eliminates the need for a different quote for each company. Filling out one form gets you price quotes . This is by far the quickest method.
  • Another way to compare rate quotes requires a trip to each individual company website and fill out their own quote form. For sake of this example, let's assume you want to compare rates from , and . You would have to spend time on each company's site to input your insurance information, which is why the first method is quicker. To view a list of companies in Shipman, click here.

It's up to you which method you use, but ensure you are comparing apples-to-apples quote information for every quote you compare. If you enter mixed coverages then you won't be able to determine the best price in Shipman.

Take advantage of discounts

Insurance can cost an arm and a leg, but discounts can save money and there are some available that you may not know about. Larger premium reductions will be automatically applied at the time of purchase, but some may not be applied and must be asked about prior to receiving the credit. If you don't get every credit possible, you're paying more than you need to.

  • Memberships - Belonging to a professional or civic organization is a good way to get lower rates when buying car insurance.
  • Multiple Cars - Insuring all your vehicles on the same car insurance policy can get a discount on all vehicles.
  • Discount for Good Grades - A discount for being a good student can save 20 to 25%. The good student discount can last up until you turn 25.
  • New Car Discount - Buying coverage on a new vehicle can be considerably cheaper compared to insuring an older model.
  • Auto/Home Discount - When you combine your home and auto insurance with the same company you may save 10% to 20% off each policy.
  • 55 and Retired - Mature drivers may receive a small decrease in premiums.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only cut specific coverage prices like physical damage coverage or medical payments. Just because it seems like you could get a free car insurance policy, you won't be that lucky. Any amount of discount will help reduce your overall premium however.

To see a list of insurers with discount car insurance rates in Illinois, click here to view.

Additional information can be read on the Illinois Department of Insurance website found here. Consumers can find out which companies have the most complaints, report car insurance fraud, and file complaints about a company.

Additional helpful sites include this link for Illinois car insurance quotes and this link which helps you find a Shipman agent.