Getting Cheaper Scotts Valley Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you many Scotts Valley consumers feel financially strained by their auto insurance policy.

Lots of contend for your business, so it can be very hard to choose a to discover the definitive lowest price

It's important to compare rates at least once a year since insurance rates are constantly changing. If you had the lowest rates two years ago you can probably find a lower rate today. So just block out anything you think you know about auto insurance because it's time to teach you the tricks you need to know to properly buy coverages and cut your premium.

How to Compare Scotts Valley Auto Insurance Costs

Most companies such as State Farm, GEICO and Progressive allow you to get prices online. Getting online quotes is quite easy as you just type in the coverage amounts you desire as detailed in the form. When the form is submitted, their system will obtain your driving record and credit report and generates pricing information determined by many factors. Quoting online simplifies rate comparisons, but the time it takes to visit several different sites and complete many quote forms can be a bit tiresome and repetitive. But it's very important to do this in order to find the best price on auto insurance.

There is a better way!

A quicker way to find better auto insurance pricing requires only one form that gets price quotes from many companies. The form is fast, requires less work, and makes comparison shopping much more enjoyable and efficient. As soon as the form is sent, it is rated and you are able to buy any of the quotes returned. If one or more price quotes are lower than your current rates, you simply finish the application and buy the new coverage. The entire process takes less than 15 minutes and may save quite a bit of money.

To quickly find out if lower rates are available, click here to open in new window and complete the simple form. To compare your current rates, we recommend you replicate the coverages as shown on your current policy. This ensures you are getting comparison quotes for similar insurance coverage.

Are you getting all your discounts?

Companies that sell car insurance don't list all their discounts in an easy-to-find place, so we break down some of the best known and the harder-to-find discounts you could be receiving.

  • Sign Online - Certain companies give back up to $50 just for signing your application on their website.
  • Service Members Pay Less - Being deployed with a military unit can result in better rates.
  • No Accidents - Drivers with accident-free driving histories can save substantially as compared to bad drivers.
  • Memberships - Affiliation with certain professional organizations may earn a discount on auto insurance.
  • Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% with select insurance companies.

Keep in mind that some credits don't apply the the whole policy. Most only cut the price of certain insurance coverages like liability, collision or medical payments. So when it seems like you can get free auto insurance, it just doesn't work that way.

To see a list of companies with the best auto insurance discounts in Scotts Valley, click here.

Additional detailed information can be found at the California Department of Insurance website. California drivers can get help finding coverage, find disaster information, read industry bulletins, and find out which companies have the most complaints.