Car Insurance in San Andreas California - 10 Discounts You Might be Forgetting

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, there are lots of people in the same boat.

Having so many insurance companies to choose from, it is hard for the average consumer to pick the best insurance company.

How to Compare Car Insurance in San Andreas, California

Comparing car insurance rates can take time and effort if you aren't aware of the best way to get rate quotes. You can spend countless hours talking to local insurance agents in San Andreas, or you could save time and use the web to get the quickest rates.

The majority of car insurance companies belong to a marketplace that allows shoppers to send in one quote, and every company returns a rated price. This saves time by eliminating quote forms for each company you want a rate for. To submit your quote information now, click to open in new window.

The one downside to using this type of form is you don't know exactly the providers you want pricing from. If you prefer to choose individual companies to receive pricing from, we put together a list of car insurance companies in California. Click here for list of insurance companies in California.

It's up to you which method you use, but ensure you are comparing apples-to-apples coverage limits and deductibles with each company. If you are comparing different liability limits it will be impossible to make an equal comparison in San Andreas. Quoting even small variations in coverages can result in a big premium difference. Just remember that comparing a large number of companies provides better odds of finding the best rates.

How much can you save with these ten discounts?

Insurance can cost an arm and a leg, but discounts can save money and there are some available that many people don't even know exist. Some discounts apply automatically at the time of quoting, but a few need to be asked for before you will receive the discount.

  • Memberships - Belonging to a professional or civic organization is a good way to get lower rates when buying car insurance.
  • Multi-car Discount - Buying insurance for more than one vehicle on the same car insurance policy may reduce the rate for each vehicle.
  • Anti-lock Brake System - Anti-lock brake equipped vehicles are safer to drive and will save you 10% or more.
  • Anti-theft System - Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
  • Homeowners Discount - Owning a home in San Andreas can help you save on car insurance because owning a home is proof that your finances are in order.
  • Federal Government Employee - Being employed by or retired from a federal job can earn a discount up to 10% depending on your company.
  • Life Insurance - Companies who offer life insurance give a break if you buy life insurance from them.
  • No Charge for an Accident - Some insurance companies will forgive one accident before raising your premiums so long as you haven't had any claims for a certain period of time.
  • New Car Discount - Buying coverage on a new vehicle can be considerably cheaper compared to insuring an older model.
  • Lower Rates for Military - Being on active duty in the military could mean lower rates.

As a disclaimer on discounts, most discount credits are not given to all coverage premiums. The majority will only reduce individual premiums such as physical damage coverage or medical payments. So even though they make it sound like you would end up receiving a 100% discount, car insurance companies aren't that generous. Any amount of discount will help reduce the amount you have to pay.

To see a list of insurers offering car insurance discounts in California, click here to view.

Additional information can be found on the website for the California Department of Insurance located here. Consumers can find out which companies have the most complaints, report car insurance fraud, find out industry alerts, and read consumer alerts.

Additional helpful sites include this link for California car insurance quotes and this link which helps you find a San Andreas agent.