Normal Auto Insurance For Less Than You're Paying Now

Finding lower premiums on Normal auto insurance is nearly impossible for beginners to shopping for insurance online. People have so many companies to choose from that it can easily become a real hassle to find the best price in Normal.

It's important to shop coverage around before your policy renews because insurance rates are constantly changing. Even if you think you had the best price six months ago you can probably find a lower rate today. Forget anything you know (or think you know) about auto insurance because you're about to learn how to quote online to reduce your cost while improving coverage.

Illinois auto insurance

Compare Normal Auto Insurance Costs

There are several ways of comparing rate quotes and find the best price. The best method to compare insurance prices is to get quotes online. This can be done using a couple different methods.

  • The recommended way to find low rates is to use a rate comparison form click to view form in new window. This type of form prevents you from having to do boring form submissions for every auto insurance company. In just a few minutes this one form will get you price quotes from all major companies. This is by far the quickest method.
  • A less efficient way to compare rate quotes requires a visit to each company website to request a price quote. For example, we'll pretend you want rates from , and . To get rate quotes you would need to visit each site to input your insurance information, which is why the first method is more popular.

    To view a list of companies in Normal, click here.

Whichever method you choose, ensure you're using apples-to-apples coverage limits for each price quote. If you have differing limits it's impossible to truly determine the lowest rate in Normal. Slightly different limits may result in large price differences. And when price shopping your coverage, comparing more company's prices provides better odds of finding better pricing.

Take advantage of discounts

Companies offering auto insurance don't always advertise every available discount very well, so we took the time to find both well-publicized as well as the least known discounts you could be receiving.

  • Passive Restraint Discount - Vehicles with factory air bags can receive discounts up to 30%.
  • Claim Free - Claim-free drivers can save substantially compared to bad drivers.
  • Safety Course Discount - Completing a course in driver safety could save 5% or more and easily recoup the cost of the course.
  • Anti-theft Discount - Vehicles with anti-theft systems are stolen less frequently and will save you 10% or more.
  • Low Mileage - Low mileage vehicles can earn a substantially lower rate.

Keep in mind that some credits don't apply to the entire cost. Some only reduce individual premiums such as medical payments or collision. So even though it sounds like all the discounts add up to a free policy, it just doesn't work that way.

To see a list of providers with discount auto insurance rates in Illinois, click here.

Learn more today

Additional detailed information can be found at the Illinois Department of Insurance website. Illinois consumers can find out industry alerts, read industry bulletins, and discover disciplinary actions.

Additional helpful sites include NAIC.org's Understanding your Policy and this directory of Normal insurance agents.