How to Know You're Wasting Money for Auto Insurance in Newberry

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us when we tell you there are many Newberry consumers feeling the pinch from expensive auto insurance.

Big companies like GEICO and Progressive promote their brand names with fancy advertisements and it is difficult to sift through the bull and find the best price available.

It's important to compare prices every six months because insurance rates are constantly changing. Even if you got the lowest price last year there may be better deals available now. You'll find quite a bit of inaccurate information about auto insurance online, so I'm going to show you some great ways to stop overpaying for insurance.

If you currently have car insurance, you should be able to cut costs considerably using this information. Finding affordable coverage in Newberry is quite easy. Nevertheless, South Carolina drivers do need to know how insurance companies price online insurance because it can help you find the best coverage.

Newberry auto insurance comparison

Be sure to get all your discounts

Companies that sell car insurance don't always advertise all their discounts in a way that's easy to find, so we researched both well-publicized and the more hidden ways to save on auto insurance.

  • Save over 55 - Older drivers may qualify for a small decrease in premiums.
  • Multi-car Discount - Buying insurance for more than one vehicle on one policy could earn a price break for each car.
  • Bundle and Save - When you have multiple policies with one company you may save 10% to 20% off each policy.
  • Claim Free - Drivers with accident-free driving histories pay much less as compared to frequent claim filers.
  • Drive Less and Save - Driving fewer miles could be rewarded with better rates on cars that stay parked.
  • Homeowners Discount - Owning a house in Newberry may earn you a small savings because owning a home shows financial diligence.
  • Anti-theft System - Vehicles equipped with anti-theft or alarm systems help deter theft and qualify for as much as a 10% discount.

It's important to understand that most discount credits are not given to all coverage premiums. Some only apply to the cost of specific coverages such as liability, collision or medical payments. So even though it sounds like you could get a free auto insurance policy, it doesn't quite work that way.

For a list of companies offering auto insurance discounts in Newberry, click this link.

Comprehensive Newberry Auto Insurance Comparison

Comparing auto insurance rates can take time and effort if you don't know the easiest way. You can waste hours discussing policy coverages with local insurance agents in Newberry, or you can utilize the web to get rate comparisons in just a few minutes.

Most car insurance companies belong to a marketplace that allows shoppers to send in one quote, and each company then gives them pricing based on the submitted data. This system prevents you from having to do quotation requests to each individual auto insurance company. To submit your quote information now, click here (opens in new window).

The single downside to pricing coverage this way is you don't know exactly the companies to receive prices from. If you prefer to choose individual companies to receive pricing from, we have a listing of low cost auto insurance companies in South Carolina. Click here for list of insurance companies in South Carolina.

It's up to you how you get prices quotes, just ensure you are comparing exactly the same coverage limits and deductibles with every price quote. If each company quotes different liability limits it will be impossible to find the best deal in Newberry. Having just a slight variation in coverage limits can result in a big premium difference. Just remember that comparing a large number of companies will improve the odds of getting the best rates.

Final considerations

As you prepare to switch companies, it's a bad idea to sacrifice coverage to reduce premiums. There are many occasions where someone sacrificed collision coverage and learned later that the small savings ended up costing them much more. Your aim should be to get the best coverage possible at an affordable rate.

Low-cost auto insurance can be found online as well as from independent agents in Newberry, and you should be comparing both to have the best rate selection. There are still a few companies who don't offer online quoting and most of the time these small, regional companies sell through independent agents.