Car Insurance in New Market Iowa - 5 Discounts You Might be Forgetting

Buying the cheapest New Market car insurance on the web may be problematic for people who are new to shopping for insurance online. With a ridiculous number of online companies, how can consumers possibly compare them all to find the best available rates?

Buying car insurance in New Market is easy if you know what you're doing. If you currently have car insurance, you should be able to lower your premiums substantially using these methods. Iowa vehicle owners just need to know how to get comparison rates online.

How to Get Cheap Car Insurance in New Market, IA

Cutting your car insurance rates isn't really that difficult. You just have to spend a few minutes to get quotes online from several insurance companies. This can be accomplished in just a few minutes using one of these methods.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This form eliminates the need for separate quotes for each company. A single, simple form compares rates instantly. Just one form and you're done.
  • A more time consuming way to get quotes online is going to the website of each company and request a quote. For sake of this example, let's assume you want comparison quotes from , and . You would have to spend time on each company's site and enter your information, which is why the first method is quicker.

    To view a list of companies in New Market, click here.
  • The hardest way to compare rates to insurance agents' offices. Shopping for car insurance online has reduced the need for local agents unless you want the personal advice of a licensed agent. Drivers can get the lowest quotes online and still use a local agent and we'll cover that in a bit.

It doesn't matter which method you choose, just make sure you use apples-to-apples coverage limits and deductibles with every price quote. If each company quotes different liability limits then you won't be able to find the best deal in New Market.

Save big with these 5 discounts

Companies that sell car insurance don't necessarily list every discount very well, so we took the time to find both the well known and also the lesser-known ways to save on car insurance. If you don't get every credit you deserve, you're paying more than you need to.

  • Government Employees - Being employed by or retired from a federal job can earn a discount up to 10% with a few car insurance companies.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same company you could get a discount of 10% to 20% off each policy.
  • Braking Control Discount - Anti-lock brake equipped vehicles are safer to drive and earn discounts up to 10%.
  • Good Student Discount - A discount for being a good student can save 20 to 25%. This discount can apply until age 25.
  • Auto/Life Discount - Select insurance companies reward you with a break if you buy life insurance from them.

Consumers should know that many deductions do not apply to your bottom line cost. Some only apply to specific coverage prices like comp or med pay. Just because it seems like you could get a free car insurance policy, companies don't profit that way.

To see a list of insurance companies offering car insurance discounts in Iowa, click this link.

But I don't know anything about car insurance

When choosing the right insurance coverage for your personal vehicles, there really is no "best" method to buy coverage. Every situation is different.

These are some specific questions can help discover if your situation could use an agent's help.

  • Do I have coverage for damage caused while driving under the influence?
  • What is the difference between comprehensive and collision coverage?
  • Does my insurance cover a custom paint job?
  • Should I buy only the required Iowa minimum liability coverage?
  • What happens if I owe more than my vehicle is worth?
  • When do I need to add a new car to my policy?
  • Does my car insurance cover rental cars?

If it's difficult to answer those questions but a few of them apply then you might want to talk to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form. It only takes a few minutes and you can get the answers you need.

More detailed Iowa car insurance information can be found at the Iowa Insurance Division website. Visitors are able to download brochures, view agent and company licensing information, and find out industry alerts.

Additional helpful sites include this online resource for car insurance quotes in Iowa and this list of insurance agents in New Market.