Proven Ways to Save on Moorestown Auto Insurance
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you you're not the only one.
With so many insurance companies to choose from, it can be impossible to pick the most affordable car insurance company.
It's important to shop coverage around every six months since insurance rates are constantly changing. Even if you got the lowest price a few years ago you can probably find a lower rate today. You can find a lot of misleading information regarding auto insurance on the web, but we're going to give you some great ways to find affordable auto insurance.
Comprehensive Moorestown Auto Insurance Comparison
There are several ways to compare auto insurance prices and some are easier and takes less work. You can spend countless hours discussing policy coverages with insurance companies in Moorestown, or you could use online quoting to get the quickest rates.
The majority of car insurance companies are enrolled in a marketplace that allows shoppers to send in one quote, and each company can give them a price based on the submitted data. This system prevents you from having to do quotation requests for each company you want a rate for.
To submit your quote information now, click to open in new window.
The single downside to getting quotes like this is you can't choose the providers you want to price. If you prefer to choose specific insurance companies to compare prices, we have assembled a list of companies who write auto insurance in New Jersey. Click to view list.
It doesn't matter which method you choose, just ensure you are comparing apples-to-apples information for every quote you compare. If each company quotes higher or lower deductibles then you won't be able to determine the best price in Moorestown. Having just a slight variation in limits may result in large price differences. Just remember that comparing more company's prices provides better odds of finding the best price.
How much can you save with discounts?
Companies that sell car insurance don't always publicize every available discount very well, so we researched some of the best known and also the lesser-known ways to save on auto insurance.
- Theft Prevention System - Vehicles equipped with anti-theft or alarm systems are stolen less frequently and earn discounts up to 10%.
- Multiple Vehicles - Buying insurance for multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
- Multi-policy Discount - When you combine your home and auto insurance with one company you may save approximately 10% to 15%.
- Driver's Ed - Have your child take driver's ed class if it's offered in school.
- Payment Method - If paying your policy premium upfront instead of paying each month you could save up to 5%.
It's important to note that many deductions do not apply to all coverage premiums. Some only apply to specific coverage prices like comprehensive or collision. Even though it may seem like having all the discounts means you get insurance for free, you're out of luck.
To see a list of providers who offer auto insurance discounts in New Jersey, click this link.
Learn more about New Jersey auto insurance
Additional detailed information is located at the New Jersey Department of Banking and Insurance website. New Jersey drivers can read consumer alerts, report car insurance fraud, view agent and company licensing information, and view a list of available companies.
Additional helpful sites include BankRate.com's Car Insurance: When not to Skimp and this Moorestown agent directory.
