Top Ways to Save on Lehigh Acres Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, there are lots of people in the same boat. Popular companies such as GEICO and Progressive all promote huge savings with advertising and consumers find it hard to sift through the bull and do the work needed to find the best deal.

It's important to do rate comparisons at least once a year since insurance rates are constantly changing. Just because you found the best rates six months ago you can probably find a lower rate today. You'll find quite a bit of inaccurate information about auto insurance on the web, but I'm going to show you some great ways to find affordable auto insurance.

If you have a policy now or need a new policy, you can follow these tips to get lower rates while maximizing coverage. Buying car insurance in Lehigh Acres is quite easy. Florida drivers only need an understanding of the most efficient way to get comparison quotes on the web.

Comprehensive Lehigh Acres Auto Insurance Comparison Quotes

Cutting your Lehigh Acres auto insurance rates is a fairly straight forward process. Just invest a few minutes comparing rate quotes provided by online insurance companies. It is quite easy and can be accomplished in several different ways.

  • The recommended way to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This type of form eliminates the need for boring form submissions for each company you want a rate for. Completing one form gets you price quotes from all major companies.
  • A harder way to compare rate quotes requires a trip to each individual company website to complete their respective quote request forms. For example, we'll assume you want to compare rates from , and . To get each rate you have to visit each site to input your insurance information, which is why the first method is more popular.

    To view a list of companies in Lehigh Acres, click here.

Whichever method you choose, compare exactly the same quote information on every quote you get. If you compare mixed coverages it will be impossible to determine which rate is truly the best in Lehigh Acres.

Take advantage of discounts

Companies don't always advertise all their discounts in a way that's easy to find, so the following is a list of some of the best known as well as the least known discounts you could be receiving. If you aren't receiving every discount possible, you're paying more than you need to.

  • Sign Online - A few companies give back up to $50 simply for signing digitally online.
  • Drive Less and Save - Low mileage vehicles could qualify for a substantially lower rate.
  • Memberships - Affiliation with a civic or occupational organization may earn a discount on auto insurance.
  • Seat Belt Usage - Requiring all passengers to buckle their seat belts could save 15% off the personal injury premium cost.
  • Federal Government Employee - Being employed by or retired from a federal job could cut as much as 10% off with select insurance companies.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
  • Life Insurance Discount - Larger companies have better rates if you take out life insurance.
  • No Charge for an Accident - A handful of insurance companies will forgive one accident before raising your premiums as long as you don't have any claims for a set time period.

Consumers should know that some credits don't apply the the whole policy. Most cut individual premiums such as liability, collision or medical payments. So when it seems like all the discounts add up to a free policy, companies don't profit that way.

To see a list of companies with discount auto insurance rates in Lehigh Acres, click here.

Find out more about auto insurance

More tips and info about auto insurance can be read at the Florida Office of Insurance Regulation website. Florida drivers can get help finding coverage, find disaster information, find out which companies have the most complaints, and find a variety of consumer forms.