7 Money Saving Ideas Proven to Save on Car Insurance Costs in Leesburg

Having to pay for overpriced car insurance can overdraw your personal savings and force you to prioritize other expenses. Comparing price quotes is free, only takes a few minutes, and is a good way to reduce premiums and put more money in your pocket.

Lots of contend for your hard-earned dollar, and because of this it can be hard to compare and get the definite lowest rate

If you currently have a car insurance policy, you will most likely be able to cut costs considerably using this information. Finding affordable coverage in Leesburg is quite easy. Nevertheless, Georgia consumers do need to know the way insurance companies market on the web because it can help you find the best coverage.

compare Leesburg car insurance rates

Car Insurance Prices in Leesburg, Georgia

There are several ways to compare car insurance quotes, but there is one way that is less labor-intensive and much quicker. You can spend your afternoon discussing policy coverages with insurance agencies in Leesburg, or you can utilize online quotes to get pricing more quickly.

Most of the larger companies take part in a program that allows shoppers to only type in their quote data once, and each participating company provides a quote for coverage. This saves time by eliminating quotation requests to each individual car insurance company.

To submit your quote information now, click here to open in new window.

One minor caviat to doing it this way is you are unable to specify which providers to get quotes from. So if you want to choose from a list of companies to compare rates, we have a listing of low cost car insurance companies in Georgia. View list of Georgia insurance companies.

It's your choice how you get your quotes, but ensure you are comparing the exact same coverages for each price quote. If you use different limits and deductibles on each one it will be next to impossible to truly determine the lowest rate in Leesburg. Quoting even small variations in coverage limits can mean a large discrepancy in price. Just remember that more quotes will increase your chances of finding lower pricing.

Be sure to get all your discounts

Companies don't always list every discount in an easy-to-find place, so we researched both the well known and the more hidden savings tricks you should be using.

  • Pay Upfront and Save - If you pay your entire premium ahead of time instead of making monthly payments you can actually save on your bill.
  • Own a Home - Simply owning a home can help you save on car insurance because of the fact that having a home shows financial diligence.
  • Accident Free - Drivers who don't have accidents pay much less when compared to accident-prone drivers.
  • Defensive Driving Course - Successfully completing a defensive driving course could cut 5% off your bill if your company offers it.
  • Multiple Policy Discount - If you insure your home and vehicles with one company you could get a discount of at least 10% off all policies.
  • Theft Prevention Discount - Cars that have factory anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
  • Organization Discounts - Being a member of certain professional organizations is a good way to get lower rates when shopping for car insurance.

It's important to understand that most discounts do not apply to all coverage premiums. Most only apply to the cost of specific coverages such as liability and collision coverage. So even though they make it sound like all the discounts add up to a free policy, it doesn't quite work that way.

To choose insurance companies with the best car insurance discounts in Leesburg, click here to view.

Is there truth in advertising?

Car insurance providers like State Farm, Allstate and GEICO regularly use television and radio advertisements. They all make an identical promise of big savings if you move to them. How do they all claim to save you money?

Insurance companies have a preferred profile for the type of driver that makes them money. For instance, a driver they prefer might be a mature driver, insures multiple vehicles, and drives less than 10,000 miles a year. Any new insured who meets those qualifications is entitled to the best price and is almost guaranteed to cut their rates substantially.

Drivers who don't measure up to the "perfect" profile will be quoted higher premiums and ends up with the customer not buying. The ads state "people who switch" but not "drivers who get quotes" save money. This is how insurance companies can confidently advertise the way they do. This emphasizes why you need to get a wide range of price quotes. It's just too difficult to predict which insurance companies will provide you with the cheapest rates.

More tips and info about car insurance is located at the Georgia Insurance and Safety Fire Commissioner website. Visitors are able to view a list of available companies, report car insurance fraud, read industry bulletins, and discover disciplinary actions.

Affordable insurance is out there

Low-cost car insurance is definitely available both online and with local Leesburg insurance agents, and you need to price shop both to have the best chance of lowering rates. Some car insurance companies do not offer online price quotes and these small, regional companies work with independent agents.

As you go through the steps to switch your coverage, you should never reduce coverage to reduce premium. There have been many situations where drivers have reduced liability coverage limits only to discover later that the savings was not a smart move. The proper strategy is to buy a smart amount of coverage at an affordable rate while still protecting your assets.