Proven Techniques to Save on Hackensack Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us, you're not the only one. Insurance companies such as GEICO and Progressive all promote huge savings with ad campaigns and it can be hard to sift through the bull and effectively compare rates to find the best deal.

compare Hackensack auto insurance rates

Don't pay full price with these discounts

Car insurance companies don't always list every discount in a way that's easy to find, so we researched some of the best known and also the lesser-known auto insurance savings. If you aren't receiving every discount possible, you're just leaving money on the table.

  • Payment Method - If you pay your bill all at once rather than paying monthly you may reduce your total bill.
  • Multiple Vehicles - Having multiple vehicles on one policy can get a discount on all vehicles.
  • Homeowners Discount - Simply owning a home may trigger a auto insurance policy discount due to the fact that maintaining a home shows financial diligence.
  • Use Seat Belts - Using a seat belt and requiring all passengers to buckle their seat belts could cut 10% or more off your medical payments premium.
  • No Accidents - Drivers with accident-free driving histories pay much less when compared to frequent claim filers.

It's important to note that most credits do not apply to all coverage premiums. Most only apply to specific coverage prices like liability and collision coverage. Even though it may seem like all the discounts add up to a free policy, you're out of luck.

For a list of insurance companies who offer auto insurance discounts in Hackensack, follow this link.

How to Compare Auto Insurance Quotes in Hackensack, New Jersey

Effectively comparing auto insurance prices can take hours if you don't know the easiest way. You can waste hours discussing policy coverages with insurance agencies in Hackensack, or you could use the web to get rate comparisons in just a few minutes.

Most car insurance companies enroll in a system that enables customers to send in one quote, and each participating company provides a quote for coverage. This eliminates the need for quotation requests to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

One minor caviat to comparing rates this way is buyers cannot specifically choose the companies to get quotes from. If you prefer to choose specific providers to request quotes from, we have assembled a list of companies who write auto insurance in New Jersey. Click to view list.

Which method you use is up to you, but ensure you are comparing exactly the same quote information on every quote you get. If you use mixed coverages then you won't be able to determine which rate is truly the best in Hackensack.

In the end, you save

Lower-priced auto insurance can be sourced on the web and also from your neighborhood Hackensack agents, so you should be comparing quotes from both to have the best selection. Some insurance companies may not provide online quoting and these small, regional companies work with independent agents.

Throughout this article, we presented a lot of information how to get a better price on auto insurance. The most important thing to understand is the more providers you compare, the better your chances of lowering your rates. Drivers may discover the lowest priced auto insurance comes from some of the smallest insurance companies. These companies often have lower prices on specific markets as compared to the big name companies such as .