Tightwads Tips for Saving on Covina Auto Insurance

Are you sick and tired of robbing Peter to pay Paul each month for car insurance? Your situation is no different than many other California drivers. Drivers have multiple to pick from, and though it is a good thing to have a selection, it can be more challenging to compare rates.

It's important to compare prices once or twice a year because prices are constantly changing. If you had the best price six months ago you can probably find a lower rate today. Forget all the misinformation about auto insurance because we're going to demonstrate the fastest and easiest way to eliminate unnecessary coverages and save money.

Covina auto insurance quote

How to Compare Auto Insurance Costs in Covina

Cutting your Covina auto insurance rates doesn't have to be difficult. Just take a few minutes comparing rate quotes from different insurance companies. This can be done using a couple different methods.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form click to view form in new window. This easy form eliminates the need for boring form submissions for each company you want a rate for. Taking the time to complete one form gets you coverage quotes from all major companies.
  • A slightly less efficient method to compare rate quotes consists of going to the website for each individual company and fill out their own quote form. For instance, let's say you want rates from , and . To get each rate you have to go to every website to enter your coverage information, which is why the first method is quicker. To view a list of companies in Covina, click here.

It's your choice how you get your quotes, but double check that you are using identical coverages for every quote you compare. If you are comparing different limits and deductibles on each one then you won't be able to determine the best price in Covina.

Take advantage of discounts

Car insurance is not cheap, but you can get discounts that can drop the cost substantially. Larger premium reductions will be automatically applied at the time of purchase, but less common discounts must be requested specifically prior to receiving the credit. If you're not getting every credit available, you're paying more than you need to.

  • Theft Prevention Discount - Cars that have factory anti-theft systems prevent vehicle theft and earn discounts up to 10%.
  • Drivers Education - Have your child take driver's ed class in high school.
  • Employee of Federal Government - Being employed by or retired from a federal job could cut as much as 10% off with certain companies.
  • Life Insurance - Some companies give a discount if you purchase life insurance.
  • E-sign - A few companies may give you up to $50 just for signing your application over the internet.

Keep in mind that most discounts do not apply to the entire cost. The majority will only reduce specific coverage prices like comprehensive or collision. Just because you may think all the discounts add up to a free policy, it just doesn't work that way. But any discount will bring down your overall premium however.

To see a list of providers with the best auto insurance discounts in California, click here to view.

More California auto insurance information

More information can be found on the website for the California Department of Insurance found here. Visitors are able to read consumer alerts, download brochures, file complaints about an insurance agent or broker, and get help finding coverage.

Additional helpful sites include BankRate.com's Car Insurance: When not to Skimp and this Covina agent directory.