How to Know You're Wasting Money for Auto Insurance in Corona

Did you fall for a flashy sales pitch and buy an overpriced auto insurance policy? Trust us when we tell you there are many Corona consumers feeling the pinch from expensive auto insurance.

Drivers have multiple to buy insurance from, and though it is a good thing to have multiple companies, it can be more challenging to compare rates.

It's important to compare prices every six months because prices are constantly changing. Just because you had the lowest price last year you will most likely find a better rate today. There is too much inaccurate information about auto insurance online but I'm going to show you some great ways to put money back in your pocket.

Finding affordable coverage in Corona is quite easy. In a nutshell, every driver who has to buy auto insurance should be able to cut their insurance bill. Nevertheless, California consumers do need to know the way insurance companies sell insurance online because it can help you find the best coverage.

How much can you save with discounts?

Companies don't list all their discounts very clearly, so we researched both the well known and the more hidden auto insurance savings.

  • Senior Citizens - If you qualify as a senior citizen, you may qualify for better auto insurance rates.
  • Homeowners Discount - Owning a house in Corona may trigger a auto insurance policy discount because owning a home shows financial diligence.
  • Discount for Good Grades - Performing well in school can save 20 to 25%. Earning this discount can benefit you until age 25.
  • College Student - Children who are attending college and do not have a car can receive lower rates.
  • Sign Online - Some insurance companies may give you up to $50 simply for signing over the internet.
  • Drivers Education - Make teen driver coverage more affordable by requiring them to complete a driver education course in school.
  • Payment Discounts - If you pay your bill all at once instead of monthly or quarterly installments you may reduce your total bill.
  • Clubs and Organizations - Being a member of a qualifying organization could qualify you for a break on auto insurance.

Consumers should know that most credits do not apply to all coverage premiums. Some only apply to the cost of specific coverages such as liability, collision or medical payments. Just because it seems like you could get a free auto insurance policy, companies don't profit that way.

Corona auto insurance comparison

Save 15 percent in 15 minutes? Is it for real?

Auto insurance companies such as Progressive, GEICO, Allstate and State Farm constantly bombard you with television and radio advertisements. They all seem to say the same thing of big savings if you switch to their company. How does each company claim to save you money?

Different companies are able to cherry pick for the driver that earns them a profit. For instance, a desirable insured might be a mature driver, has no driving citations, and has great credit. A customer getting a price quote who fits that profile will qualify for the lowest rates and is almost guaranteed to save when switching.

Drivers who don't meet these standards will have to pay a higher premium which usually ends up with the customer not buying. The ad wording is "people who switch" but not "drivers who get quotes" save that much. That's the way insurance companies can confidently advertise the savings. Because of the profiling, you should get a wide range of price quotes. It's impossible to know which auto insurance company will give you the biggest savings.

More tips and info about auto insurance is located at the California Department of Insurance website. Visitors are able to read enforcement actions against agents and companies, report car insurance fraud, file complaints about a company, and get help finding coverage.

Affordable insurance is out there

As you prepare to switch companies, it's very important that you do not buy lower coverage limits just to save a few bucks. There are many occasions where someone sacrificed collision coverage and learned later that the small savings ended up costing them much more. Your aim should be to get the best coverage possible at an affordable rate.

Cost effective auto insurance is available both online and also from your neighborhood Corona agents, and you need to price shop both to have the best selection. There are still a few companies who may not provide you the ability to get quotes online and most of the time these small, regional companies sell through independent agents.

We covered a lot of tips how to reduce auto insurance prices online. The key thing to remember is the more times you quote, the more likely it is that you will get a better rate. Consumers may even find the best price on auto insurance is with an unexpected company. Regional companies may often insure only within specific states and give getter rates compared to the large companies like .