Getting Cheap Centreville Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you there are many people just like you.

There are many to pick from, and even though it's nice to have a selection, it makes it harder to compare rates.

It's important to check auto insurance prices every six months since insurance rates are constantly changing. Despite the fact that you may have had the lowest rates two years ago you can probably find a lower rate today. So block out anything you think you know about auto insurance because it's time to teach you the tricks you need to know to save money, get proper coverage and the best rates.

Finding the lowest cost protection in Centreville is not that difficult. Basically, every driver who is required by state law to have auto insurance stands a good chance to be able to reduce their rates. But Virginia vehicle owners do need to know how the larger insurance companies compete online and use this information to your advantage.

How to Compare Auto Insurance Quotes in Centreville, Virginia

There are several ways to compare rate quotes from auto insurance companies in your area. The best method to find competitive insurance rates is simply to get online rate quotes. This can be done using a couple different methods.

  • The recommended way to get quotes is to use a rate comparison form click here to open form in new window. This method eliminates the need for multiple quote forms for every auto insurance company. Filling out one form will get you rate comparisons from multiple low-cost companies.
  • A harder way to get quotes online requires you to visit each individual company website to complete their respective quote request forms. For sake of this example, let's assume you want to compare rates from , and . To get rate quotes you would need to spend time on each company's site and enter your policy data, which is why the first method is more popular. To view a list of companies in Centreville, click here.
  • The least efficient method to get comparison rates is to spend your day driving to and from local Centreville insurance agencies. The internet has reduced the need for local agents unless you require the personal advice of a local Centreville agent. You can, however, get the lowest quotes online and still use a local agent and we'll touch on that later.

It doesn't matter which method you choose, just ensure you are comparing identical coverage information on every quote you get. If you enter unequal deductibles or liability limits it's not possible to determine which rate is truly the best in Centreville. Just a small difference in insurance coverages can make a big difference in price. Just remember that quoting more helps you find the best offered rates.

Save big with these discounts

Insuring your vehicles can cost a lot, but there are discounts available to cut the cost considerably. Certain discounts will be triggered automatically when you quote, but lesser-known reductions have to be specially asked for prior to getting the savings.

  • Sign Online - Certain companies give back up to $50 for buying a policy and signing up over the internet.
  • Multiple Vehicles - Insuring multiple vehicles on the same auto insurance policy may reduce the rate for each vehicle.
  • College Student - Children who attend school more than 100 miles from home and do not have access to a covered vehicle may qualify for this discount.
  • New Vehicle Savings - Adding a new car to your policy can be considerably cheaper since new cars are generally safer.
  • Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% with select insurance companies.
  • Passive Restraint Discount - Factory air bags and/or automatic seat belt systems may earn rate discounts of more than 20%.
  • Payment Method - If you pay your bill all at once instead of paying each month you can actually save on your bill.
  • Discount for Life Insurance - Select insurance companies reward you with a discount if you purchase a life insurance policy as well.
  • Accident Free - Drivers with accident-free driving histories can save substantially as compared to bad drivers.
  • No Charge for an Accident - Certain companies will forgive one accident before raising your premiums as long as you don't have any claims prior to the accident.

Drivers should understand that most credits do not apply to all coverage premiums. Most only cut individual premiums such as liability, collision or medical payments. Even though it may seem like all the discounts add up to a free policy, companies wouldn't make money that way. But all discounts will bring down your overall premium however.

To see a list of companies who offer auto insurance discounts in Virginia, follow this link.

Learn more about Virginia auto insurance

Much more information about auto insurance in Virginia can be found on the website for the Virginia Bureau of Insurance located here. Virginia drivers can get help finding coverage, report car insurance fraud, read enforcement actions against agents and companies, and file complaints about an insurance agent or broker.

Additional helpful sites include this site for Virginia auto insurance information and see this list of insurance agents in Centreville.