Brownsville Auto Insurance For Less Than You're Paying Now

If online auto insurance comparisons are new to you, you can be overwhelmed by the sheer number of auto insurance companies selling insurance in Brownsville.

Save big with these discounts

Companies offering auto insurance don't always publicize every discount in an easy-to-find place, so the following is a list of both well-publicized as well as the least known discounts you could be receiving. If they aren't giving you every credit you qualify for, you're just leaving money on the table.

  • Federal Employees - Simply working for the federal government may qualify you for a discount with a few auto insurance companies.
  • Passive Restraint Discount - Cars that have air bags or motorized seat belts can get savings of 20% or more.
  • Low Mileage Discounts - Low mileage vehicles could qualify for a substantially lower rate.
  • Club Memberships - Participating in certain professional organizations may earn a discount when shopping for auto insurance.
  • Multiple Cars - Insuring all your vehicles on one policy may reduce the rate for each vehicle.
  • Discount for New Cars - Buying coverage on a new vehicle can save up to 30% due to better safety requirements for new cars.

A little note about advertised discounts, some credits don't apply to the entire policy premium. Most only apply to individual premiums such as comp or med pay. So even though they make it sound like having all the discounts means you get insurance for free, you won't be that lucky.

For a list of insurance companies with discount auto insurance rates in Brownsville, click here.

Auto Insurance Comparison Rates in Brownsville, KY

Finding a better price on auto insurance can be quick and easy. You just have to take the time getting comparison quotes online from several insurance companies. This is very easy and can be done in a couple of different ways.

One of the best ways to get quotes for comparison is to use a rate comparison form like this one (opens in new window). This type of form eliminates the need for multiple quote forms to each individual auto insurance company. Just one form will get you price quotes from multiple low-cost companies. This is perfect if you don't have a lot of time.

A more difficult way to get quotes online requires a visit to the website of each company and request a quote. For examples sake, we'll pretend you want to compare , and . To find out each rate you need to take the time to go to each site to input your insurance information, which is why the first method is more popular.

To view a list of companies in Brownsville, click here.

Whichever method you choose, be sure to compare the exact same coverage limits with every price quote. If you use differing limits it will be impossible to find the best deal in Brownsville.

But I don't know anything about car insurance

When it comes to choosing coverage for your vehicles, there is no cookie cutter policy. Everyone's needs are different.

These are some specific questions may help highlight if your situation would benefit from professional advice.

  • Am I covered if I drive in a foreign country?
  • Can I rate high risk drivers on liability-only vehicles?
  • Is my nanny covered when driving my vehicle?
  • Are rental cars covered under my policy?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Should I file a claim if it's only slightly more than my deductible?

If you can't answer these questions but you think they might apply to your situation, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It's fast, free and can help protect your family.

In the end, you save

Drivers leave their current company for a number of reasons such as extreme rates for teen drivers, poor customer service, delays in responding to claim requests and questionable increases in premium. Whatever your reason, choosing a new insurance company is not as hard as you think.

You just read a lot of ways to get a better price on auto insurance. It's most important to understand that the more price quotes you have, the better chance you'll have of finding lower rates. You may even discover the best price on auto insurance is with a small local company.

Cheaper auto insurance is attainable online and also from your neighborhood Brownsville agents, and you need to price shop both to have the best rate selection. Some insurance companies may not provide online quoting and these small insurance companies work with independent agents.