Free Guide to Spending Less for Assumption Auto Insurance Online

Have you had enough of trying to scrape together enough money each month for car insurance? Your situation is no different than many other Illinois consumers.

You have so many to buy insurance from, and although it's a good thing to have a choice, lots of choices makes it harder to compare rates.

auto insurance in Assumption

More discounts equal less premium

Companies do not advertise all available discounts very clearly, so here is a list some of the best known as well as the least known auto insurance savings.

  • Lower Rates for Military - Having a deployed family member may qualify for rate reductions.
  • Employee of Federal Government - Simply working for the federal government can save as much as 8% depending on your company.
  • Discount for Life Insurance - Some companies give a discount if you purchase a life insurance policy as well.
  • Homeowners Pay Less - Owning a home in Assumption may trigger a auto insurance policy discount due to the fact that maintaining a home requires personal responsibility.
  • Drivers Education - Require your teen driver to enroll in driver's education if it's offered in school.

Keep in mind that most credits do not apply to the entire cost. Most only apply to individual premiums such as liability and collision coverage. So even though they make it sound like you can get free auto insurance, it just doesn't work that way.

For a list of insurers who offer auto insurance discounts in Illinois, follow this link.

How to Compare Assumption Auto Insurance Rates

Most major insurance companies like 21st Century, Allstate and State Farm allow you to get coverage price quotes online. Getting online quotes is fairly simple as you just enter into the quote form. Once entered, their system will obtain information on your driving record and credit history and returns a price quote based on these and other factors. Quoting online streamlines rate comparisons, but the process of having to visit different websites and fill out multiple forms can be a bit tiresome and repetitive. Unfortunately, it is important to have as many quotes as possible in order to find a lower rate.

There is a better way!

A more efficient way to lower your auto insurance bill requires only one form that gets prices from a bunch of companies at once. It's a real time-saver, requires much less work on your part, and makes comparison shopping much more enjoyable. After your information is entered, it is rated and you can select any one of the quotes that you receive. If a lower price is quoted, you can click and sign and purchase the new policy. The entire process only takes a few minutes and may save quite a bit of money.

To quickly find out how much you're overpaying now, click here and complete the simple form. If you have a policy now, it's recommended you replicate the limits and deductibles as shown on your current policy. This helps ensure you are getting an apples-to-apples comparison based on identical coverages.

Do the work, save more money

Affordable auto insurance can be purchased on the web as well as from independent agents in Assumption, and you should be comparing both to have the best chance of lowering rates. Some companies don't offer online quoting and usually these smaller companies provide coverage only through local independent agents.

While you're price shopping online, never sacrifice coverage to reduce premiums. There are a lot of situations where an accident victim reduced liability limits or collision coverage only to find out they didn't purchase enough coverage. The proper strategy is to buy a smart amount of coverage at a price you can afford while not skimping on critical coverages.