Car insurance can be expensive, and the last thing consumers need in a depressed economy is to throw hard earned dollars down the drain. You can insure for less by knowing about auto insurance discounts that may be available from your insurance company.

Multiple Vehicle Discounts

If you own more than one car, truck, SUV or minivan, you can receive a discount on all vehicles on your policy by insuring them with the same company.

If you’re looking for GEICO discounts and lower car insurance rates, did you know that GEICO offers discounts on car insurance rates if you belong to a particular organization?  It’s true!

You may belong to an organization that could get you a discount on your GEICO auto insurance.

These are trying economic times and simply turning on the television can put you in a state of depression. You may be a casualty of a layoff at work, a downsizing or a flat out firing and you still have to pay that stack of bills that are piling up on your counter. The temptation to cut your car insurance coverage to save money may end up costing you more in the end than it saves you today.

Progressive Insurance has some changes coming to their car insurance policies that may lower your car insurance bill. Drivers will now be rated by averaging the driver risk across all the vehicles on your policy rather than on a specific vehicle. The changes include:

Household Averaging Driver Assignment – This change means drivers are averaged across your vehicles instead of rating a specific driver on a specific vehicle.