There was an interesting article posted on Insurance Journal today about a Wisconsin family who had a UIM claim denied. You can read the article here. I’m not going to go into the details of the case, other than to say they had multiple personal auto policies, one of which had lapsed, the other had no UIM coverage. The father’s semi tractor was insured on a commercial auto policy and did have UIM coverage, so a claim was submitted on the commercial auto policy when the son was injured by an underinsured driver while he was riding in the family’s car (remember, that policy lapsed). Read the rest of this entry