The Ford Focus is one of the top-selling cars in America. Finding affordable insurance for your Ford Focus can be easy if you know how to shop for car insurance online.

Starting at around $16,600, the Ford Focus is a very affordable vehicle, so it’s not surprising that it’s one of the best-selling cars.  The low barrier to entry allows drivers of all income levels to purchase a new car rather than settling for a used vehicle. Read the rest of this entry

Car insurance for the four best-selling pickup truck models, the Ford F-150, the Chevrolet Silverado 1500, the Dodge Ram 1500 and the Toyota Tundra, can be surprising affordable.

Consumers have long had a love affair with the pickup truck due to the versatility, the cargo space, and just the manly man feeling of driving one down the road.  The larger the tires, the more manly the driver, right?

Insuring your pickup truck is no different than buying insurance online for your car or motorcycle. You have the same coverages such as liability, comprehensive and collision, and similar optional coverages like towing coverage (good if you’re planning on actually USING those big tires) and rental reimbursement. Read the rest of this entry

In the battle of the online car insurance powerhouses, Progressive insurance and GEICO are the two biggest online car insurance companies.

On one channel, Flo is trying to sell you car insurance by attempting to give Progressive a feeling that you simply take that perfect insurance solution box off the shelf and run it through the checkout isle.

Flip to another channel, and the GEICO gecko is talking to his boss, turning on disco ball lights or wandering through grass into a busy street, all in an attempt to lure your car insurance premium dollars.

Who is Cheaper?  GEICO or Progressive?

This question has undoubtedly baffled lots of online car insurance consumers, and the answer is only found by obtaining a comparison quote using identical apples to apples policy values for each carrier.

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Allstate and State Farm are two of the biggest car insurance companies in the United States. If you are shopping for lower car insurance rates, you probably considered one or the other or maybe even both.

Each company sells car insurance through insurance agents, so if you want to have a local agent to turn to at claim-time, both provide this service. Allstate also sells insurance through independent agents, so even though an agent may not advertise as being an Allstate agent, they may have access to Allstate products. Read the rest of this entry

If you’re thinking about insuring your vehicles with Allstate car insurance, there are a number of discounts that you need to be aware of before buying. Even if you currently have an Allstate car insurance policy, you may be missing out on discounts that can save you quite a bit of money on your auto insurance bill.

So whether you are comparing rates with your current carrier, or even if you’re currently insured with Allstate, follow these tips to make sure you’re maximizing the discounts available from Allstate. Read the rest of this entry

If you’re looking for GEICO discounts and lower car insurance rates, did you know that GEICO offers discounts on car insurance rates if you belong to a particular organization?  It’s true!

You may belong to an organization that could get you a discount on your GEICO auto insurance. Here’s a summary of the types of organizations that may earn you lower auto insurance rates: Read the rest of this entry

These are trying economic times and simply turning on the television can put you in a state of depression. You may be a casualty of a layoff at work, a downsizing or a flat out firing and you still have to pay that stack of bills that are piling up on your counter. The temptation to cut your car insurance coverage to save money may end up costing you more in the end than it saves you today.

You may be tempted to raise your auto insurance deductibles to save a few hundred dollars on your car insurance, but is this really a good idea? Let’s take a look at the benefits of both scenarios. Read the rest of this entry

Progressive Insurance has some changes coming to their car insurance policies that may lower your car insurance bill. Drivers will now be rated by averaging the driver risk across all the vehicles on your policy rather than on a specific vehicle. The changes include:

• Household Averaging Driver Assignment – This change means drivers are averaged across your vehicles instead of rating a specific driver on a specific vehicle. Occassional driver status will be taken into consideration when factoring these rates.
• Occasional Operators – Drivers age 25 or less who drive your vehicles less than 50 percent of the time will get a lower rate as long as they are not rated as a principal operator on any vehicle on your car insurance policy.
• Minor Child Discount – Drivers on your policy for at least 12 months who are 19 years or younger and children of the named insured will receive this discount.
• Distant Student Discount – Students who live at a school more than 100 miles from home and do not have regular access to your insured vehicles will get this discount.

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Progressive Insurance Company has a new car insurance program called MyRate which allows drivers to opt-in to save money on their Progressive auto insurance bill.

When you sign up with MyRate, you receive a wireless transmitter which plugs into the diagnostic port of your car. The little device constantly transmits your driving habits and mileage to Progressive, and if you are in fact deemed a safe driver, then you may see savings of up to 60% off your car insurance. Read the rest of this entry

If you own a “classic” car, which could be considered anything over about 25 years old, you could save money on your car insurance by buying specialized classic car insurance.

There are two ways to find insurance for your older vehicles. The first is to check with your current insurance company to see if they have a rating classification for classic or antique autos. This rate will be significantly less than a pleasure use rate, but it may also come with some mileage or usage limitations.

The other way to insure your classic car is to use an insurance company that specializes in insuring restored vehicles. Their policies have unique coverages that may not be available with an ordinary car insurance policy. Here’s a breakdown of some of the categories of classic vehicles you might want special coverage for: Read the rest of this entry