There are many types of trailers that you can pull behind your car, SUV or pickup truck. Most car insurance will extend liability coverage to the trailer being pulled by your vehicle.
However, if the pulling vehicle is in commercial use, such as a contractor or farmer, and you have commercial vehicle insurance on the towing vehicle, liability MAY NOT extend to the trailer being towed. This is something that you definitely want to verify with your insurance company before hitching up. Coverage may be able to be provided by endorsement to your policy. Read the rest of this entry
The Ford Focus is one of the top-selling cars in America. Finding affordable insurance for your Ford Focus can be easy if you know how to shop for car insurance online.
Starting at around $16,600, the Ford Focus is a very affordable vehicle, so it’s not surprising that it’s one of the best-selling cars. The low barrier to entry allows drivers of all income levels to purchase a new car rather than settling for a used vehicle. Read the rest of this entry
Car insurance for the four best-selling pickup truck models, the Ford F-150, the Chevrolet Silverado 1500, the Dodge Ram 1500 and the Toyota Tundra, can be surprising affordable.
Consumers have long had a love affair with the pickup truck due to the versatility, the cargo space, and just the manly man feeling of driving one down the road. The larger the tires, the more manly the driver, right?
Insuring your pickup truck is no different than buying insurance online for your car or motorcycle. You have the same coverages such as liability, comprehensive and collision, and similar optional coverages like towing coverage (good if you’re planning on actually USING those big tires) and rental reimbursement. Read the rest of this entry
Teenage driver insurance coverage is notoriously pricey. Obtaining teen driver insurance policies is similar to finding insurance for high risk motorists. DUI along with teen driver insurance are called high risk insurance plans. Not all teen drivers will be considered high risk, but if your child has prior accidents or moving violations, there’s a good change that they will require the more expensive policy.
Youthful driver insurance policies are notoriously overpriced, but finding teen car insurance that fits your finances can be done. Automobile insurance can be a major portion of each household’s annual budget. An additional factor impacting the premium you spend on car insurance is the company you ultimately choose. By shopping around for the best insurance rates, you can find the best deal when insuring your teenagers.
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Your tires take a lot of abuse and you may eventually find yourself with a flat or damaged tire from a road hazard such as a pot hole, a sharp object or a curb.
If you’ve had to replace a tire, you know that a new tire with mounting and balancing can cost anywhere from $80 up to several hundred dollars depending on the cost of your tire. Read the rest of this entry
There’s nothing more irritating that coming out to your parked vehicle and noticing a new door ding. You work hard for your money to buy a nice vehicle and other people slam their doors into your shiny new car. Maybe it’s just jealousy.
Regardless of the motive, door dings are just part of owning a car. Unless you park at the far back of every parking lot in an attempt to stave off the inevitable, chances are your baby has a few minor blemishes.
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We’ve all been driving down the road when a passing vehicle kicks up a rock and puts a chip in our windshield. It’s frustrating indeed, but there’s a good change that your car insurance company will pay to have the rock chip repaired at no cost to you!
This is a coverage that you definitely want to double check if your company offers. The largest car insurance company in America does NOT offer this coverage, so if you are insured by them, switching insurance companies could be a good move if you receive a lot of rock chips and gravel pits.
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Most major car insurance companies are using your credit score as a very important factor in determining the rates you pay. But why does your credit history have anything to do with insurance?
Right or wrong, studies have shown that consumers with higher credit scores tend to have fewer accidents and claims that consumers with poor credit. Insurance companies use credit scores in an attempt to predict the likelihood of whether or not you will file a car insurance claim.
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Allstate and State Farm are two of the biggest car insurance companies in the United States. If you are shopping for lower car insurance rates, you probably considered one or the other or maybe even both.
Each company sells car insurance through insurance agents, so if you want to have a local agent to turn to at claim-time, both provide this service. Allstate also sells insurance through independent agents, so even though an agent may not advertise as being an Allstate agent, they may have access to Allstate products. Read the rest of this entry
If you fall into the category of a high risk driver, then you definitely know how hard it can be to buy high risk car insurance!
Click Here to Find the Lowest High Risk Car Insurance Rates
Car insurance companies like insuring drivers with good driving records, good credit, multiple policies and a clean claims history. But what do you do if you have a DUI, average to poor credit, you don’t own your home and you’ve had a few accidents in the past? Read the rest of this entry
