Who Has the Cheapest Insurance for a Chevrolet Equinox in Oklahoma?

Our staff writers always rib each other than when writing about auto insurance, the words “affordable” or “cheap” should not be used as a descriptor for auto insurance rates. It’s just reality that cheap car insurance for a Chevrolet Equinox can be hard to find. But don’t let us ruin your dream, because we will tell you how you can find coverage that is easier on your budget.

Your chances of buying affordable coverage for a Chevrolet Equinox in Oklahoma is contingent on a very complex rating algorithm that uses multiple factors such as how far you commute, if you have ever had a gap in coverage, and if your driving record shows any at-fault accidents. Oklahoma drivers on average pay approximately $1,260 each year to insure their Equinox, but that policy rate is a valuation based on rates for a 50-year-old single female that includes full comprehensive and collision coverage and $500 deductibles.

There is a good chance you are not a 50-year-old female, maybe you are married instead of single, or maybe you’re a renter instead of a homeowner. Insurance is an individual thing, so the best way to quote the most affordable coverage for your Chevrolet is to do your own rate comparisons. To start saving now, get free quotes and you will be able to compare rates from the best companies that insure vehicles in Oklahoma.

Insure Your Chevrolet for Less

The trim level of your Chevrolet can impact the coverage cost, so the price you will be charged to insure a Equinox LS 2WD will be $114 cheaper than the cost to insure the more well-appointed Equinox LTZ AWD trim level, as shown in the table below.

Table data represents single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, multi-vehicle, and homeowner. Price estimates do not factor in specific Oklahoma garaging location which can affect rates noticeably.

Finding reliable, affordable auto insurance is confusing at best, and finding out which companies have the cheapest auto insurance rates for a Chevrolet Equinox will require even more diligence. Every car insurance company uses their own method for determining rates in each state, so we’ll take a look at the lowest cost auto insurance companies in Oklahoma.

We do need to point out that Oklahoma auto insurance rates are influenced by many factors that will increase or decrease the price you pay. Improving your credit rating, buying another vehicle, or getting a couple of tickets may cause policy rate changes that can make some companies more affordable than before.

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google.charts.setOnLoadCallback(drawOKT5qcibChart);function drawOKT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘USAA’, 1196, ‘#F08550’], [‘Oklahoma Farmers Union’, 1202, ‘#C86E42’], [‘GEICO’, 1340, ‘#A65B37’], [‘The Hartford’, 1373, ‘#8A4B2D’], [‘Safe Auto’, 1419, ‘#733E25’]]);var options = {title: ‘Low-Priced Auto Insurance Companies in Oklahoma’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1519,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

USAA offers some of the cheapest car insurance rates in Oklahoma at around $1,196 per year. Oklahoma Farmers Union, GEICO, The Hartford, and Safe Auto also rank well as some of the more affordable Oklahoma insurance companies.

As depicted above, if you are a policyholder with The Hartford and switched to Oklahoma Farmers Union, you might realize a yearly price reduction of upwards of $171. Insureds with Safe Auto might save as much as $217 a year, and Farmers insureds might lower prices by up to $220 a year.

Remember that these policy rates are averages for all drivers and vehicles in Oklahoma and and are not calculated with a specific rating modification for a Chevrolet Equinox. So the car insurance company that can offer you the best rate may not even be in the list of companies shown earlier. That helps illustrate why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.

Get discount Oklahoma auto insurance rates

Insurance companies that sell the cheapest insurance for a Chevrolet Equinox in Oklahoma may provide premium discounts that could potentially reduce rates by as much as 35% if you are eligible to receive them. The best auto insurance companies and the discounts they provide are included below.

The information below illustrates the difference between auto insurance costs with and without discounts applied to the rates. The rate quotes are based on a female driver, a clean driving record, no at-fault accidents, Oklahoma state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with anti-theft, multiple policy, marriage, safe-driver, defensive driving course, and claim-free discounts applied. When discounts are factored in, the the average amount saved on auto insurance for a Chevrolet Equinox is % or $.

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Best rates: State Farm, Geico, Progressive, or Allstate

If you are looking for the best auto insurance, some of the first companies to look at are State Farm, Geico, Progressive, and Allstate. The following table points out some of the ratings and options you can buy with each company.