Who Has the Cheapest Car Insurance for Safe Drivers in Washington?

Deciding which company has the cheapest car insurance rates for safe drivers will take more time in order to find the best price. Every auto insurer has a different process for setting rates, so let’s rank the car insurance companies with the overall cheapest rates in Washington.

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Capital generally has some of the most affordable car insurance rates in Washington at around $754 annually. Grange, PEMCO, Nationwide, and Travelers also are some of the more affordable Washington insurance companies.

In the above example, if you buy coverage from Travelers and switched to Grange, you could realize savings of about $216. Customers with Mutual Enumclaw might save as much as $243 a year, and The Hartford customers might realize rate reductions of up to $258 a year.

Be aware that those premium estimates are averaged across all drivers and vehicles in Washington and and are not figured with a rate discount for safe drivers. So the company that can offer you the best rate may not even be in the above list. That underscores the importance of why you need to get auto insurance quotes using your own driver data and vehicle information.

The type of vehicle on the policy is one of the main factors when comparing quotes for the cheapest auto insurance for safe drivers in Washington. Vehicles with high performance engines, poor safety ratings, or high incidents of liability claims will cost much more to insure than more economical and safe models.

The next table presents coverage rates for some of the cheapest automobiles to insure in Washington.

Data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Information does not factor in specific Washington garaging location which can modify rates greatly.

Looking at the data, you can see that cars like the Ford Escape, Kia Forte, and Ford F-150 will definitely be the most economical vehicles to insure for good drivers.

When shopping for the cheapest auto insurance for good drivers, one of the many factors that impact rate quotes is where you keep your vehicle. Areas with a lot of weather claims or more people like Federal Way, Tacoma, and Kent will most likely pay more, whereas areas with less traffic congestion and claims have the luxury of lower rates.

The table below shows the more expensive cities in Washington for safe drivers to purchase auto insurance in.

Premium amounts are estimated as the garaging address in Washington can revise coverage rates substantially.

Who is cheaper: State Farm, Allstate, Progressive, or Geico?

If you want reliable auto insurance for good drivers in Washington, the four most popular companies are State Farm, Allstate, Progressive, and Geico. The table below compares some of the different options and features you can expect with each one.