Who Has the Cheapest Auto Insurance Quotes with Multiple Speeding Tickets in Pennsylvania?

Who Has the Cheapest Auto Insurance Quotes with Multiple Speeding Tickets in Pennsylvania?

The car, truck, or SUV that is being insured is probably the largest consideration that determines whether or not you find the most affordable coverage with multiple speeding tickets. Vehicles with lower performance, advanced safety features, or a track record of few liability claims will cost less to insure than fast, unsafe models. The data below presents coverage rates for a handful of the most economical automobiles to insure in Pennsylvania.

Cheapest Auto Insurance Rates with Multiple Speeding Tickets in Pennsylvania
Make and Model Estimated Cost for Full Coverage
Honda CR-V LX 4WD $1,048
Honda Accord EX 4-Dr Sedan $1,050
Ford Escape Limited 2WD $1,076
Chevrolet Traverse LS AWD $1,097
Chevrolet Impala LT $1,135
Volkswagen Jetta S 2.5 Station Wagon $1,143
Chevrolet Malibu LT $1,158
Ford Explorer Limited 2WD $1,165
Toyota Highlander 4WD $1,158
Toyota Prius $1,166
Ford Focus SES 4-Dr Sedan $1,174
Chevrolet Silverado LT Extended Cab 2WD $1,215
Nissan Rogue S AWD $1,220
Compare Cheap Rates Go

Prices above based on married female driver age 30, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, and multi-vehicle. Information does not factor in specific Pennsylvania garaging location which can lower or raise insurance rates substantially.

Based upon the rates shown, cars like the Honda CR-V, Honda Accord, and Ford Escape are most likely going to be the cheapest vehicles to insure after a few driving violations.

Establishing which companies quote the best insurance rates with multiple speeding tickets will require a bit more effort than just getting one or two price quotes. Every insurance provider uses a little different formula to establish rates, so let’s take a look at the most budget-friendly insurance companies in Pennsylvania.

Find Cheaper Auto Insurance with License Points

Compare Rates Today

Rankings for the cheapest car insurance companies in Pennsylvania
Rank Company Cost Per Year
1 General Casualty $748
2 Travelers $787
3 Erie $792
4 Penn National $808
5 USAA $809
6 Auto-Owners $1,003
7 Amica $1,022
8 Atlantic States $1,047
9 Donegal Mutual $1,058
10 GEICO $1,111
11 Allied $1,190
12 State Farm $1,198
13 California Casualty $1,234
14 State Auto $1,267
15 Encompass $1,344
16 Harleysville $1,410
17 Nationwide $1,433
18 Mutual Benefit Group $1,454
19 Progressive $1,472
20 Chubb $1,551
Quote Your Rates Go

General Casualty quotes some of the cheapest car insurance rates in Pennsylvania at around $748 each year. Travelers, Erie, Penn National, and USAA also are some of the more affordable Pennsylvania auto insurance companies.

In the above example, if you currently have coverage with USAA and switched to Travelers, you might see an annual premium reduction of upwards of $22. Policyholders with Auto-Owners may save as much as $216 a year, and Amica insureds might lower prices by up to $235 a year.

To find out how your current rates compare, click here to get a free quote or quote rates from the companies below.

Remember that these rates are averages for all ages of drivers and types of vehicles and and are not figured with a rate decrease with multiple speeding tickets. So the insurer that has the lowest price for you may not even be in the list above. That helps illustrate why you need to compare rates from as many companies as possible using your own individual information.

Ending up with a highly-rated insurance company is hard considering how many companies there are to choose from in Pennsylvania. The company rank data listed below can help you choose which companies you want to consider when comparing rate quotes.

These rankings include large insurance companies, so companies that may only write in Pennsylvania are not taken into consideration for these rankings. If you wish to compare prices from these and other companies in Pennsylvania, follow this link.

Top 15 Insurance Companies with Multiple Speeding Tickets
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
Titan Insurance 87 96 94 93% A+ 92.9
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Erie Insurance 79 93 90 87% A+ 88.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

Discounts on the cheapest auto insurance with multiple speeding tickets in Pennsylvania

Discounts on insurance with multiple speeding ticketsInsurers that provide policies with multiple speeding tickets may also provide premium discounts that may potentially lower prices by 35% or more if you meet the requirements. The best insurance companies and a selection of discounts are outlined below.

Car Insurance Discounts Available by Company
Discount State Farm Progressive Geico Allstate Nationwide Farmers Liberty Mutual
Multi-policy Yes Yes Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes Yes No Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes Yes
Safe vehicle Yes No Yes Yes No No Yes
Air bags Yes No Yes Yes Yes Yes Yes
Running lights Yes No Yes No No Yes No
Newer vehicle Yes No No Yes Yes Yes No
Eco-friendly vehicle No No No Yes No Yes Yes
No accidents Yes Yes Yes Yes Yes Yes No
Defensive driver Yes Yes Yes Yes Yes Yes No
Low miles Yes Yes No Yes Yes No Yes
Armed forces Yes Yes Yes No No Yes No
Professional affiliation No No Yes No Yes Yes Yes
Paid in full No Yes Yes Yes Yes Yes Yes
Automatic payment No Yes Yes Yes Yes Yes Yes
Loyalty Yes Yes No No Yes Yes No
Early signing No No No Yes Yes Yes No
Smart student Yes Yes Yes Yes Yes Yes Yes
Student at college Yes Yes No Yes Yes Yes Yes
Own your home No Yes No No No Yes No
Use seat belts No No Yes No No No No
Quote online No Yes No No No No No
Teenage driver No Yes No No No No Yes
Compare Prices Go

The illustration below illustrates the comparison of insurance premiums with and without discounts applied to the rates. Data assumes a male driver, three violations and no accidents, Pennsylvania state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows the price with no discounts. The second shows the rates with paid-in-full, homeowner, multiple vehicle, multiple policy, vehicle safety, and marriage discounts applied. In this example, the the average amount saved on insurance with multiple speeding tickets is % or $.

Which major car insurance company is best?

If you are looking for the best auto insurance after a few driving violations, some of the largest companies to start with are Allstate, State Farm, Geico, and Progressive. The table below points out some of the different options that policyholders can buy.

Allstate, State Farm, Geico, and Progressive Compared
Allstate State Farm Geico Progressive
Overall Satisfaction 2nd 4th 1st 3rd
Handling of Claims 1st 2nd 3rd 4th
Overall Cost 4th 2nd 1st 3rd
Policy Discounts 1st 3rd 2nd 4th
Customers who recommend 86% 88% 87% 88%
A.M. Best financial rating A+ A++ A++ A+
Accident forgiveness coverage Yes No Yes Yes
New car replacement insurance Yes No No No
Roadside assistance Yes Yes Yes Yes
Breakdown insurance No No Yes Yes
Usage-based insurance Yes Yes No Yes
Coverage for ridesharing Yes Yes Yes Yes
Available in Pennsylvania Yes Yes Yes Yes
Compare Prices Now Go