How Much Does Insurance Cost for a Chevrolet Equinox in Mississippi?

We always joke that when we write about auto insurance, the word “cheap” should never be used anywhere in the article. Notwithstanding, cheap car insurance for a Chevrolet Equinox is not easy to find. We’ll try to make it up to you, because we are going to show you some ways you can still find coverage that fits into your budget.

The chances that you’ll find cheap auto insurance for a Chevrolet Equinox in Mississippi depends upon a pretty complex algorithm that uses a lot of factors like your birth date, if you are currently insured, and if you had any at-fault accidents in the last few years. Drivers pay on average $770 every 12 months to insure their Equinox, but that amount is an approximation assuming a 30-year-old married female driver that included full coverage including both comprehensive and collision and $1,000 physical damage deductibles.

Chances are that rate is not what you would pay, because most likely you are not 30 years old and maybe not even female, possibly single instead of married, or maybe you need higher liability limits than the state minimum. Even a slight difference in policy rating criteria or coverages can make a large difference in how much insurance for a Chevrolet Equinox costs.

Every driver’s needs are different, and that is why the most reliable method for finding cheap insurance rates for your Chevrolet is to put in the effort to do a thorough rate comparison.

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The trim level of your Chevrolet will influence the cost of coverage, so the price you will pay to insure a Equinox LS 2WD will be $64 lower than the insurance cost for the fancier Equinox LTZ AWD version, as shown in the chart below.

Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Prices do not factor in specific garaging location which can influence price quotes significantly.

Auto insurance companies ranked

Finding a highly-rated company can be a challenge considering how many choices you have in Mississippi. The rank data shown next may help you decide which insurers you want to consider comparing prices from. These rankings include large nationwide companies, so companies with more of a regional focus are not factored into the list.

Discount Mississippi insurance rates

Insurance providers that offer cheap insurance for a Chevrolet Equinox in Mississippi may have rate discounts that could reduce prices by 40% or more if you qualify for them. The best auto insurance companies and a selection of discounts are detailed below.

• Progressive policyholders can earn discounts including continuous coverage, multi-policy, online signing, homeowner, and multi-vehicle.
• The Hartford discounts include driver training, good student, vehicle fuel type, bundle, anti-theft, and air bag.
• Mercury Insurance has discounts for low natural disaster claims, annual mileage, anti-theft, location of vehicle, ease of repair, good driver, and age of vehicle.
• GEICO has savings for driver training, air bags, military active duty, anti-theft, five-year accident-free, and multi-vehicle.
• AAA may offer discounts for good student, multi-policy, multi-car, education and occupation, anti-theft, good driver, and AAA membership discount.
• State Farm may include discounts for good driver, defensive driving training, accident-free, multiple autos, anti-theft, and Steer Clear safe driver discount.

The information below shows the difference between auto insurance rates with and without discounts applied to the premium. The price estimates are based on a female driver, no claims or violations, Mississippi state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with accident-free, claim-free, defensive driving course, vehicle safety, multiple vehicle, and marriage discounts applied. When drivers take advantage of discounts, the the average yearly reduction on auto insurance for a Chevrolet Equinox is 28% or $628.

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State Farm, Allstate, Progressive, and Geico: Who is cheapest?

When it comes to auto insurance, some of the first companies to look at are State Farm, Allstate, Progressive, and Geico. The table below points out some of the different features shoppers can find with each company.