Who Has Cheap Auto Insurance Quotes for Drivers with a DUI in South Carolina?

The make and model of vehicle you are buying coverage for is one of the largest considerations in finding cheap car insurance for drivers with a DUI in South Carolina. Vehicles with average performance, good crash test ratings, or a positive history of liability claims will cost quite a bit less to insure than adrenaline junky models.

The next list illustrates coverage costs for a selection of the most economical vehicles to insure in South Carolina.

Data based on married male driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, and multi-policy. Rates do not factor in garaging location in South Carolina which can impact insurance rates considerably.

By looking at the data, models like the Honda CR-V, Honda Accord, and Jeep Wrangler are most likely going to be the more affordable vehicles to insure after getting a DUI. The price for an auto insurance policy will tend to be higher because there is more liability exposure for drivers with a DUI, but overall those particular vehicles will most likely have the least expensive rates compared to all other vehicles.

One of the key criteria that influence the amount you pay for auto insurance is where you live in South Carolina. Larger areas like North Charleston, Charleston, and Summerville are more likely to have higher rates, whereas less populated areas get the luxury of paying less.

The illustration below rates the most costly cities in South Carolina for drivers with a DUI to buy an auto insurance policy in.

Information shown are comparative as the specific area where the vehicle is garaged can affect price quotes substantially.

South Carolina car insurance companies ranked

Picking a high-quality car insurance company can be a challenge considering how many different companies insure vehicles in South Carolina. The ranking data below could help you select which auto insurers to look at when shopping your coverage around.

The ratings below are only made up of large nationwide companies, so companies that have a smaller presence are not included in the list. To compare price quotes from the most competitive companies in South Carolina, simply click here.

Discounts on cheap car insurance for drivers with a DUI in South Carolina

Insurance companies that provide coverage for drivers with a DUI may also offer discounts that can reduce rates by 25% or more if you are eligible for them. A few of the larger companies and their possible discounts are outlined below.

• State Farm has savings for good driver, Steer Clear safe driver discount, student away at school, multiple autos, and good student.
• Esurance policyholders can earn discounts including claim free, anti-lock brakes, anti-theft, Switch & Save, defensive driver, and DriveSense.
• Progressive offers discounts including online signing, multi-policy, continuous coverage, homeowner, online quote discount, and multi-vehicle.
• Liberty Mutual offers discounts for multi-car, newly married, new graduate, new move discount, and exclusive group savings.
• Auto-Owners Insurance may offer discounts for anti-theft, paid in full, air bags, good student, and student away at school.
• GEICO may have discounts that include emergency military deployment, federal employee, air bags, anti-lock brakes, multi-policy, and five-year accident-free.

The diagram below shows the comparison of car insurance rates with and without discounts applied to the policy rates. The premiums are based on a male driver, one speeding ticket and no accidents, South Carolina state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with continuous coverage, multiple policy, paperless filing, multiple vehicle, homeowner, and marriage discounts applied. In this example, the the average yearly reduction on car insurance for drivers with a DUI is 28% or $607.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3511,2517],[‘Age 30’, 1945,1401],[‘Age 40’, 1907,1373],[‘Age 50’, 1769,1271],[‘Age 60’, 1721,1241],[‘Age 70’, 2093,1501]]);var options = {title: ‘Effect of Discounts on Insurance Price for Drivers with a DUI’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in South Carolina’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Is the best company Geico, State Farm, Allstate, or Progressive?

If you’re looking for the cheapest car insurance, the companies that insure more vehicles than anyone else are Geico, State Farm, Allstate, and Progressive. All of them offer physical damage and liability coverage, but each has a little bit different set of discounts and options that may influence your choice. The next table breaks down some of the different features that may be available in South Carolina.