Cheap Insurance Quotes for a Honda Pilot in Mississippi

Our content editors always give us grief that when writing about car insurance, the words “affordable” or “cheap” should never appear as a descriptor for auto insurance rates. Sad but true, cheap car insurance for a Honda Pilot is not always easy to find. Don’t let that ruin your day, because we are going to show you some ways you can still find and buy insurance that is easier on your budget.

Buying affordable car insurance for a Honda Pilot in Mississippi depends on a complex formula that considers things like if you own your home, where your vehicle is garaged, and citations or violations on your driving record. Mississippi drivers will pay on average $1,030 annually to insure a Honda Pilot, but that is an estimation that rates a 40-year-old married female driver with comprehensive and collision coverage and $100 physical damage deductibles.

It’s more than likely that you are not a 40-year-old female, you might be single instead of married, or maybe you need higher liability limits than the state minimum. Having what appears to be a very minor change in policy rating data could end up with a large change in how much coverage for a Honda Pilot costs.

There is no one cookie-cutter policy that works for everyone, so the only real way to find cheap car insurance rates for your Honda is to comparison shop your policy at every renewal or at least every couple of years. Rate quotes are easy and you will get price quotes from the best auto insurance companies that sell coverage in Mississippi.

Compare Honda Pilot Insurance Rates

Your Honda’s trim level can impact the cost of insurance, so the cost to insure a Pilot LX 2WD trim level will be $118 less than the insurance cost for the higher-end Pilot Touring 4WD trim level, as shown in the table below.

Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Mississippi minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Price estimates do not factor in garaging location in Mississippi which can lower or raise auto insurance rates noticeably.

Trying to find low-priced car insurance is not most people’s favorite thing to do, and deciding which companies offer the most affordable insurance rates for a Honda Pilot involves a little more work. Every car insurance company uses slightly different criteria to establish rates, so we’ll go over the overall cheapest insurance companies in Mississippi.

It’s a good idea to know that Mississippi insurance rates are determined by lots of factors which can substantially change the policy premium. That is why it is so important to compare rates when trying to get the cheapest auto insurance quotes for a Honda Pilot. Rates are calculated by many things and change substantially, so the cheapest rate the last time you checked may now be quite expensive.

Best Auto Insurance Prices for Your Pilot

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USAA normally has some of the cheapest car insurance rates in Mississippi at around $807 a year. Travelers, Unitrin, Direct General, and ALFA also rank well as some of the lowest-priced Mississippi car insurance companies.

As the rates illustrate above, if you are insured with Travelers and switched to USAA, you might see annual savings of in the vicinity of $183. Customers with Unitrin could save as much as $326 a year, and Direct General policyholders might lower prices by $484 a year.

To find out how your current rates compare, click here to start your free quote or click through to the companies below.

Remember that these premiums are averages across all drivers and vehicles and do not factor in a specific rate factor for a Honda Pilot. So the insurer that can offer the best rates for your situation may not even be shown in the above rate chart. That underscores the importance of why you need to get auto insurance quotes using your own personal information and vehicle type.

How to get discounts on Mississippi insurance

Auto insurance companies that provide cheap insurance for a Honda Pilot in Mississippi may also give you policy discounts that could lower prices by as much as 40% or more if you meet specific eligibility requirements. The best insurance companies and a summarized list of policyholder discounts can be read below.

The diagram below shows the difference between car insurance costs with and without discounts applied to the rates. The premiums assume a male driver, no accidents or driving violations, Mississippi state minimum liability limits, full coverage, and $250 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with vehicle safety, marriage, passive restraint, claim-free, defensive driving course, and homeowner discounts applied. When drivers take advantage of discounts, the average amount saved each year on insurance for a Honda Pilot is 32% or $533.

Which auto insurance company is best?

If you’re looking for the cheapest insurance for a Pilot, the companies that insure more vehicles than anyone else are State Farm, Allstate, Geico, and Progressive. The following table shows ratings and policy coverage options shoppers can expect to find with each one.

How to get cheap insurance for a Honda Pilot in Mississippi

Lowering your rates is not difficult, and here are many thrifty suggestions that can help Mississippi drivers find more affordable coverage.

• Lower rates by purchasing a safer vehicle
• Increase your credit score
• Full coverage is expensive so only insure older vehicles for liability only
• Prevent rate increases by staying accident-free
• Raise comprehensive and collision coverage deductibles
• Be a safe driver
• Comparison shop frequently

The last idea is especially critical, as was pointed out in this article. Prices change constantly, so don’t be afraid to switch carriers if a more affordable price is available.

Many drivers tend to have loyalty to a certain company, but it isn’t a good idea if that stubbornness costs you thousands of dollars over the life of your policy. It only takes a couple minutes to compare prices to find cheaper insurance for a Honda Pilot.