How Much Does Insurance Cost for a Honda CR-V in Georgia?

How Much Does Insurance Cost for a Honda CR-V in Georgia?

Your ability to find affordable insurance for a Honda CR-V in Georgia depends on many rating factors like if you own your home, whether or not you have prior claims, and violations on your driving record. Drivers pay an average rate of $850 each year to buy insurance for a Honda CR-V, but that cost is using a 50-year-old married female driver who purchased full coverage and $250 policy deductibles.

It’s more than likely you are not 50 years old and maybe not even female, maybe you are single instead of married, and you don’t want the same coverages and limits as the example. Every auto insurance policy is unique to the driver, so the best way to quote the cheapest coverage for your Honda is to do your own rate comparisons.

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The trim level of your CR-V will be a contributing factor to the yearly cost, so the rate you will pay to insure a CR-V LX 2WD model will be $30 less than the price to insure the higher-end CR-V EX-L 4WD version, as shown in the chart below.

Honda CR-V Insurance Rates in Georgia
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CR-V LX 2WD $204 $350 $314 $18 $94 $980 $82
CR-V EX 2WD $204 $350 $314 $18 $94 $980 $82
CR-V LX 4WD $204 $350 $314 $18 $94 $980 $82
CR-V EX 4WD $234 $350 $314 $18 $94 $1,010 $84
CR-V EX-L 2WD $234 $350 $314 $18 $94 $1,010 $84
CR-V EX-L 4WD $234 $350 $314 $18 $94 $1,010 $84
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Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Premium amounts do not factor in the specific area where the vehicle is garaged which can decrease or increase rates considerably.

Buying coverage from the highest-rated car insurance provider can be difficult considering how many different companies there are to choose from in Georgia. The information shown below may help you pick which providers you want to consider when trying to find the cheapest insurance for a Honda CR-V.

The rankings below only include companies with a nationwide focus, so companies that have a smaller presence are not taken into consideration for this list. To compare rates from these top insurers and more, just click here.

Top 10 Major Car Insurance Companies Overall in Georgia

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top 10 Major Car Insurance Companies in Georgia Ranked by A.M. Best Rating

  1. Travelers – A++
  2. USAA – A++
  3. GEICO – A++
  4. State Farm – A++
  5. Titan Insurance – A+
  6. Esurance – A+
  7. Progressive – A+
  8. The Hartford – A+
  9. Allstate – A+
  10. Nationwide – A+

Top Companies for Honda CR-V Insurance in Georgia

Discounts on cheap insurance for a Honda CR-V in Georgia

Save on auto insurance for a CR-V in GeorgiaInsurance providers that provide coverage for a Honda CR-V may provide rate discounts that may potentially lower prices by 30% or more if you are eligible for them. Large auto insurance companies and their possible discounts are shown below.

  • GEICO may have discounts that include military active duty, emergency military deployment, driver training, seat belt use, daytime running lights, federal employee, and good student.
  • USAA has savings for driver training, annual mileage, good student, loyalty savings, defensive driver, and safe driver.
  • Progressive offers premium reductions for continuous coverage, multi-policy, online quote discount, homeowner, good student, online signing, and multi-vehicle.
  • American Family policyholders can earn discounts including bundled insurance, Steer into Savings, accident-free, good driver, mySafetyValet, and air bags.
  • Esurance includes discounts for good student, online shopper, good driver, DriveSense, anti-lock brakes, and claim free.
  • Farmers Insurance may include discounts for switch companies, business and professional, good student, alternative fuel, bundle discounts, distant student, and early shopping.
  • State Farm offers discounts for safe vehicle, anti-theft, Drive Safe & Save, passive restraint, and good driver.

The information below compares car insurance costs with and without policy discounts. The price estimates are based on a female driver, no violations or accidents, Georgia state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with passive restraint, multiple vehicle, vehicle safety, claim-free, marriage, and defensive driving course discounts applied. In this example, the average amount saved each year on auto insurance for a Honda CR-V is 28% or $589.

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Who is cheaper: Progressive, Allstate, State Farm, or Geico?

When shopping for insurance for a CR-V in Georgia, the top insurers to get price quotes from are Progressive, Allstate, State Farm, and Geico. The following table compares and contrasts some of the different options and features that are available from each company.

Top U.S. Auto Insurance Company Ratings
Progressive Allstate State Farm Geico
Policy Cost 3rd 4th 2nd 1st
Handling of Claims 4th 1st 2nd 3rd
Customer Satisfaction 3rd 2nd 4th 1st
Policy Discounts 4th 1st 3rd 2nd
Emergency roadside service Yes Yes Yes Yes
Mechnical breakdown Yes No No Yes
Rating based on usage Yes Yes Yes No
New car replacement insurance No Yes No No
Accident forgiveness coverage Yes Yes No Yes
Coverage for ridesharing Yes Yes Yes Yes
Insurance Agents Indpendent agents or online Allstate-only agents State Farm exclusive agents Can buy online or use a Geico agent
Number of agents 30,000+ 11,000+ 18,000+ 150+
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