Cheap Insurance Quotes for a Honda Accord in Washington

Cheap Insurance Quotes for a Honda Accord in Washington

The likelihood of finding cheaper insurance for a Honda Accord in Washington depends upon many factors like the safety rating of your vehicle, your profession, and driving violations and tickets. Drivers in Washington on average pay approximately $1,090 per year for Accord insurance, but that rate is an estimate based on cost data for a 30-year-old single male that wants comprehensive and collision coverage and $100 deductibles.

If we were betting, you are not 30 and maybe not even a male, married instead of single, or maybe you live in a different part of Washington than the example. Auto insurance is not the same for everyone, so the best way to quote cheap insurance prices for your Honda is to comparison shop your policy at every renewal or at least every couple of years.

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The trim level of your Accord will be a contributing factor to price, so the cost to insure a Accord LX 4-Dr Sedan will be $384 less expensive the insurance cost for the higher-end Accord EX-L 2-Dr Coupe model, as shown by the rates below.

Honda Accord Insurance Rates in Washington
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $252 $376 $328 $20 $98 $1,074 $90
Accord EX 4-Dr Sedan $252 $376 $328 $20 $98 $1,074 $90
Accord LX-P 4-Dr Sedan $252 $376 $328 $20 $98 $1,074 $90
Accord EX-L 4-Dr Sedan $290 $458 $328 $20 $98 $1,194 $100
Accord EX 2-Dr Coupe $290 $540 $436 $26 $130 $1,422 $119
Accord LX-S 2-Dr Coupe $290 $540 $436 $26 $130 $1,422 $119
Accord EX-L 2-Dr Coupe $326 $540 $436 $26 $130 $1,458 $122
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Prices above based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Table data does not factor in vehicle location which can decrease or increase price quotes greatly.

Washington insurance company ratings

Choosing the right auto insurance company can be difficult considering how many companies there are to choose from in Washington. The information below may help you decide which car insurance providers you want to consider purchasing from.

The ratings below only include companies with a nationwide focus, so companies that have a smaller presence are not factored into these rankings. To get rate quotes from the most competitive companies in Washington, just click here.

Top Insurance Companies for a Honda Accord
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
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Data Source: Best Car Insurance Companies

Discount Washington insurance

Save on insurance for an Accord in WashingtonInsurance providers that provide cheap insurance for a Honda Accord in Washington may also offer policy discounts that may potentially lower prices by 40% or more if you are eligible to receive them. Larger insurance companies and their offered discounts include:

  • State Farm may include discounts for driver’s education, safe vehicle, good driver, student away at school, and passive restraint.
  • GEICO discounts include five-year accident-free, driver training, anti-lock brakes, seat belt use, federal employee, air bags, and defensive driver.
  • Progressive includes discounts for multi-vehicle, online quote discount, multi-policy, homeowner, good student, and continuous coverage.
  • 21st Century has discounts for driver training, student driver, theft prevention, good student, and air bags.
  • American Family may offer discounts for TimeAway discount, accident-free, multi-vehicle, early bird, good student, and mySafetyValet.
  • The Hartford offers discounts including anti-theft, air bag, vehicle fuel type, good student, bundle, driver training, and defensive driver.
  • AAA offers premium reductions for education and occupation, good driver, multi-car, multi-policy, AAA membership discount, and pay-in-full.

The diagram below shows the difference between car insurance rates with and without some available policy discounts. The costs are based on a female driver, no driving violations, no at-fault accidents, Washington state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with accident-free, homeowner, vehicle safety, safe-driver, defensive driving course, and marriage discounts applied. When drivers take advantage of discounts, the average savings per year on insurance for a Honda Accord is 28% or $330.

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How to find cheap insurance for a Honda Accord in Washington

The list below summarizes some of the better money-saving ideas that can help Washington drivers get low-cost car insurance.

  • Earn a discount by not filing claims
  • Higher deductibles save money
  • Multi-policy discounts save money
  • Good credit can help you save money
  • If your vehicles are older, consider dropping full coverage
  • Safer vehicles generally have cheaper insurance rates
  • Keep rates low by comparing prices once a year

That last piece of advice is extremely significant, as was stressed in the article above. Coverage rates in Washington adjust frequently, so don’t be afraid to change insurance companies if a more affordable price is available. Being loyal to a particular company is commendable, but it’s not a great idea if that stubbornness costs you a small fortune. Now is a great time to compare prices and find cheaper car insurance for a Honda Accord.