Buy Kia Rondo Insurance for Less Than You Pay Now

Scraping up a payment for high-priced Kia Rondo insurance can draw down your bank account and force you to make tough financial choices. Getting a rate comparison is free, only takes a few minutes, and is a good way to tighten up your finances.

Online insurance companies like Allstate and Progressive persitently shower you with advertising and it is difficult to ignore the flying pigs and cute green geckos and find the best price available.

Discounts for cheap auto insurance rates

Auto insurance can be pricey, but there are discounts available that can dramatically reduce your bill. A few discounts will automatically apply at quote time, but a few must be specially asked for before you get the savings.

  • Discount for Good Grades – Being a good student may save you up to 25%. Earning this discount can benefit you until age 25.
  • Life Insurance – Not every insurance company offers life insurance, but if they do you may earn lower auto insurancerates if you buy life insurance from them.
  • Accident Forgiveness – Not really a discount, but companies like State Farm and Allstate will allow you to have one accident without the usual rate increase so long as you haven’t had any claims for a set time period.
  • Seat Belts Save more than Lives – Forcing all vehicle occupants to wear their seat belts could save 15% off the PIP or medical payment premium.
  • Switch and Save Discount – Some larger companies provide a discount for buying a new policy prior to your current policy expiring. You can save around 10% with this discount.

Remember that some of the credits will not apply to your bottom line cost. Some only reduce specific coverage prices like medical payments or collision. Despite the appearance that adding up those discounts means a free policy, companies wouldn’t make money that way. But all discounts should help reduce your premiums.

A list of auto insurance companies and some of the premium reductions they offer can be read below.

  • State Farm may offer discounts for defensive driving training, multiple autos, safe vehicle, good student, Drive Safe & Save, passive restraint, and multiple policy.
  • Esurance offers discounts for Pac-12 alumni, anti-lock brakes, DriveSense, good student, defensive driver, and multi-policy.
  • Progressive discounts include multi-vehicle, online signing, continuous coverage, online quote discount, good student, homeowner, and multi-policy.
  • Liberty Mutual has savings for preferred payment discount, multi-policy, teen driver discount, good student, safety features, and new vehicle discount.
  • Auto-Owners Insurance may include discounts for group or association, good student, air bags, student away at school, multi-policy, and anti-lock brakes.
  • GEICO offers discounts including anti-theft, good student, daytime running lights, military active duty, membership and employees, and multi-policy.

Before purchasing a policy, check with each company to apply every possible discount. Discounts might not apply in your area. To see providers who offer free auto insurance quotes, click here to view.

Effectively comparing auto insurance prices can be challenging if you aren’t aware of the easiest way. You can spend countless hours talking to insurance agencies in your area, or you could save time and use the web for quick rates. insurance prices

Most major companies belong to an insurance system that enables customers to submit their information once, and each participating company can provide price quotes based on that data. This prevents consumers from doing form submissions for each company you want a rate for.

To fill out one form to compare multiple rates now click here to open in new window.

The one disadvantage to using this type of form is you cannot specify which companies you will receive quotes from. If you wish to select specific providers to compare, we have a listing of companies who write auto insurance in your area. Click here for list of insurance companies.

Whichever way you choose to compare rates, compare exactly the same deductibles and coverage limits on every quote you get. If you have different limits and deductibles on each one it will be very difficult to truly determine the lowest rate. Slightly different insurance coverages or limits could skew the results. Keep in mind that making a lot of price comparisons helps improve the odds of finding a better price.

Decisions You Make Can Impact Your Insurance Rates

A large part of saving on auto insurance is knowing some of the elements that come into play when calculating your policy premiums. If you understand what controls the rates you pay, this helps enable you to make changes that will entitle you to better auto insurance rates. Lots of factors are considered when you get a price on insurance. Some are obvious like a motor vehicle report, but others are less obvious like where you live or how financially stable you are.

  • Never let your auto insurance policy lapse – Driving without insurance coverage in place is illegal and any future policy may cost more because you let your insurance coverage expire. In addition to paying higher rates, not being able to provide proof of insurance can result in fines and jail time. You may need to prove you have insurance by filing a SR-22 with your state department of motor vehicles.
  • The type of car you drive affects your premiums – The performance of the car you own makes a substantial difference in your car insurance bill. Since the Kia Rondo is considered a passenger car, insuring your vehicle will cost similar in price or lower as compared to the average rate. Lower cost passenger cars usually have the lowest premiums, but other factors influence the final cost greatly.
  • Single vs. married – Being married may cut your premiums on your policy. Having a spouse usually means you are more stable financially and statistics prove married drivers tend to file fewer claims.
  • Insurance companies don’t like frequent auto insurance claims – If you are the type of insured that files lots of claims you can expect much higher rates or policy non-renewal. Companies give the lowest premiums to policyholders who do not rely on their insurance for small claims. Your insurance policy is designed for larger claims.
  • What’s your car’s crash test rating? – Cars with high safety ratings cost less to insure. Safe vehicles result in less severe injuries and lower injury rates translates directly to fewer claims which can mean better rates for you. If your Kia Rondo has ratings of a minimum an “acceptable” rating on the Insurance Institute for Highway Safety website or four stars on the National Highway Traffic Safety Administration website it is probably cheaper to insure.

Buying from insurance agencies

Some consumers would prefer to buy from a licensed agent and that can be a smart move An additional benefit of comparing insurance prices online is you may find cheap auto insurance rates and still have an agent to talk to. Putting coverage with local insurance agents is especially important in smaller towns.

To help locate an agent, after submitting this simple form, the quote information is immediately sent to local insurance agents that provide for your coverage. You won’t even need to do any legwork because quoted prices will be sent directly to you. You can find lower rates without having to waste a lot of time. If for some reason you want to get a comparison quote from a specific insurance company, you can always find their quoting web page and give them your coverage information.

cheap insurance for Kia Rondo

If you want to view contact information for agents near you, please link to this complete selection of insurance agents in your state.

Choosing a provider should depend on more than just the bottom line cost. Get answers to these questions too.

  • Is every driver in your family covered?
  • How long has their agency been in business?
  • Is the agency active in community causes?
  • Is there any savings for paying the full premium?
  • Is vehicle mileage a factor when determining depreciation for repairs?

In conclusion

We just showed you many ideas to get a better price on Kia Rondo insurance. The key thing to remember is the more providers you compare, the better your chances of lowering your rates. You may even discover the lowest prices come from the smaller companies. These companies often have lower rates on specific markets as compared to the big name companies such as Progressive and GEICO.

Cheaper auto insurance is available on the web as well as from insurance agents, so you should be comparing quotes from both to have the best rate selection. Some insurance companies may not offer online rate quotes and usually these small, regional companies prefer to sell through independent agents.