Allstate Car Insurance Discounts – Buy Allstate Insurance Cheaper

If you’re thinking about insuring your vehicles with Allstate car insurance, there are a number of discounts that you need to be aware of before buying. Even if you currently have an Allstate car insurance policy, you may be missing out on discounts that can save you quite a bit of money on your auto insurance bill.

So whether you are comparing rates with your current carrier, or even if you’re currently insured with Allstate, follow these tips to make sure you’re maximizing the discounts available from Allstate.

Allstate Car Insurance Discounts

The purpose of car insurance discounts is to entice you, the consumer, to drive safer, drive less, file fewer claims, stay with the company longer, and purchase multiple insurance policies from the same company.

When you think about it from the car insurance company‘s standpoint, it makes perfect sense to offer discounts for things like having a good driving record, having no claims in a policy term, or insuring your home along with your auto and also further protecting both with an umbrella policy.

The key to taking advantage of the Allstate car insurance discounts is to know they exist. If you are a current Allstate policyholder, you may want to requote your policy online or talk to an Allstate agent to make sure you’re getting all the discounts you may qualify for.

Not all discounts you qualify for will automatically be added to your policy at renewal time, so you need to inquire about them to get them added.

• Allstate offers several discounts for safe drivers, including their Premier, Premier Plus and Defensive Driver discounts.  If you have taken a defensive-driving class had no violations or accidents in the last three to five years, you may qualify for one of these discounts.
• The type of vehicle you drive may include discounts for airbags, anti-lock brakes or anti-theft devices.
• If you own a home or rent, you could get a multi-policy discount for buying your homeowners or renters policy from Allstate.
• Other discounts (and these are the sneaky one’s you need to look for) include discounts for being a good student, being a senior citizen, being 55 years old and retired, owning a new car, owning an economy car, discounts for farm vehicles and more.

Buy Allstate Car Insurance Cheaper

The key to getting lower rates when buying Allstate car insurance is knowing these discounts are available. If you haven’t yet taken the time to get an Allstate car insurance quote, it’s really easy and only takes a few minutes.

If you are currently insured with another company, grab your current policy because you’ll want to enter your current coverages into your Allstate rate quote to compare apples-to-apples quotes.