There are many types of trailers that you can pull behind your car, SUV or pickup truck. Most car insurance will extend liability coverage to the trailer being pulled by your vehicle.
However, if the pulling vehicle is in commercial use, such as a contractor or farmer, and you have commercial vehicle insurance on the towing vehicle, liability MAY NOT extend to the trailer being towed. This is something that you definitely want to verify with your insurance company before hitching up. Coverage may be able to be provided by endorsement to your policy. Read the rest of this entry
The Ford Focus is one of the top-selling cars in America. Finding affordable insurance for your Ford Focus can be easy if you know how to shop for car insurance online.
Starting at around $16,600, the Ford Focus is a very affordable vehicle, so it’s not surprising that it’s one of the best-selling cars. The low barrier to entry allows drivers of all income levels to purchase a new car rather than settling for a used vehicle. Read the rest of this entry
Car insurance for the four best-selling pickup truck models, the Ford F-150, the Chevrolet Silverado 1500, the Dodge Ram 1500 and the Toyota Tundra, can be surprising affordable.
Consumers have long had a love affair with the pickup truck due to the versatility, the cargo space, and just the manly man feeling of driving one down the road. The larger the tires, the more manly the driver, right?
Insuring your pickup truck is no different than buying insurance online for your car or motorcycle. You have the same coverages such as liability, comprehensive and collision, and similar optional coverages like towing coverage (good if you’re planning on actually USING those big tires) and rental reimbursement. Read the rest of this entry
In the battle of the online car insurance powerhouses, Progressive insurance and GEICO are the two biggest online car insurance companies.
On one channel, Flo is trying to sell you car insurance by attempting to give Progressive a feeling that you simply take that perfect insurance solution box off the shelf and run it through the checkout isle.
Flip to another channel, and the GEICO gecko is talking to his boss, turning on disco ball lights or wandering through grass into a busy street, all in an attempt to lure your car insurance premium dollars.
Who is Cheaper? GEICO or Progressive?
This question has undoubtedly baffled lots of online car insurance consumers, and the answer is only found by obtaining a comparison quote using identical apples to apples policy values for each carrier.
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Teenage driver insurance coverage is notoriously pricey. Obtaining teen driver insurance policies is similar to finding insurance for high risk motorists. DUI along with teen driver insurance are called high risk insurance plans. Not all teen drivers will be considered high risk, but if your child has prior accidents or moving violations, there’s a good change that they will require the more expensive policy.
Youthful driver insurance policies are notoriously overpriced, but finding teen car insurance that fits your finances can be done. Automobile insurance can be a major portion of each household’s annual budget. An additional factor impacting the premium you spend on car insurance is the company you ultimately choose. By shopping around for the best insurance rates, you can find the best deal when insuring your teenagers.
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This question is asked by almost every consumer who buys car insurance and has a vehicle that may be 5 or more years old.
At some point, you begin to wonder if the cost of full coverage car insurance is worth it since you may have never had a claim on that car.
The first step in making this decision is to get an accurate vehicle value from a service such as Kelley Blue Book. Once you have an approximate value of your vehicle, take a look at what you are paying for comprehensive (also called Other than Collision) and collision coverage. Read the rest of this entry
In order to license your car, you must prove your financial responsibility by providing proof of liability insurance to your state licensing department.
What are you required to carry liability insurance on your car?
It’s really quite simple. Liability insurance protects OTHER people when you drive your car. So imagine a society where no liability is required in order to drive a 5,000 pound vehicle at 75 miles an hour. Accidents can and DO happen. And they are not always accidental. Read the rest of this entry
You may have heard the term ‘deductible’ used by your agent or car insurance company, but maybe you never knew exactly what it meant until you had a claim.
A deductible is essentially the amount of money you agree to pay BEFORE your insurance company will pay any portion of a claim.
By agreeing to ‘shoulder’ the first portion of any claim you may file, you bring down the cost to your insurance company and in return your car insurance premium is lower. The larger your deductible, the lower your policy premium. Read the rest of this entry
Your tires take a lot of abuse and you may eventually find yourself with a flat or damaged tire from a road hazard such as a pot hole, a sharp object or a curb.
If you’ve had to replace a tire, you know that a new tire with mounting and balancing can cost anywhere from $80 up to several hundred dollars depending on the cost of your tire. Read the rest of this entry
There’s nothing more irritating that coming out to your parked vehicle and noticing a new door ding. You work hard for your money to buy a nice vehicle and other people slam their doors into your shiny new car. Maybe it’s just jealousy.
Regardless of the motive, door dings are just part of owning a car. Unless you park at the far back of every parking lot in an attempt to stave off the inevitable, chances are your baby has a few minor blemishes.
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