Alaska Auto Insurance Information

The car insurance information below is specific to the state of Alaska. To compare Alaska car insurance rates, one fast form gets you multiple free quotes from Alaska insurance agents. Click to quote

Online insurance companies offering coverage in Alaska

The following list of companies offer discount auto insurance in Alaska. To see how your rates compare, simply select any company and get a fast free quote.

Alaska is a tort state

Alaska falls under tort law when determining who pays for injuries in an auto accident. This simply means the at-fault or negligent driver is responsible for paying the expenses of any other parties injured in the accident.

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Do I have to carry proof of insurance?

Absolutely. You must have proof of insurance in your immediate possession any time you drive a motor vehicle. Failure to provide proof of insurance in an auto accident with bodily injury or property damage exceeding $501 can result in suspension of your driver's license.

What are the Alaska minimum auto liability limits?

Alaska requires you to have the minimum auto insurance liability limits of 50/100/50 which means you need $50,000 per person of bodily injury liability, $100,000 of bodily injury insurance per accident, and $50,000 of property damage liability coverage.

Does Alaska require SR-22 filings?

Yes! If you have your drivers license suspended, you are required to file an SR-22 with the State of Alaska. An SR-22 provides proof of financial responsibility and must be filed with the Division of Motor Vehicles for three years after an accident occurs in which the driver was uninsured. Your car insurance company will often file the SR-22 for you.

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What is Civil Rule 82?

If you are involved in an auto accident and are sued, Civil Rule 82 can award partial attorney's fees to a prevailing party in a lawsuit. This means that if a judgement is rendered against you and it exceeds the liability limit of your car insurance, you may be responsible for paying part of the attorney's fees and expenses awarded by the court.

Contact the Alaska Division of Insurance

By Mail 9th Floor State Office Bldg
333 Willoughby Avenue
Juneau, Alaska 99811-0805
By Phone 907-465-2515
Website Alaska Division of Insurance
By Email insurance@alaska.gov

Find an Insurance Agent in Alaska

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Find Affordable Car Insurance in Alaska

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Buying Alaska car insurance is fast and easy with our state-by-state car insurance buyers guide. Find Alaska liability insurance minimums and contact information for the state of Alaska department of insurance. Get free Alaska car insurance quotes and find the lowest AK auto insurance rates.