The Hartford vs Mercury - Which Car Insurance is Cheaper?

Both The Hartford and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like The Hartford and Mercury to find the cheapest rate!

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The Hartford and Mercury Customer Opinions

  The Hartford Ratings Mercury Ratings
Policy Offerings The Hartford Policy Offerings Mercury Policy Offerings
Pricing The Hartford Pricing Mercury Pricing
Billing and Payment The Hartford Billing Mercury Billing
Contacting the Insurer The Hartford Support Mercury Support
Overall Satisfaction The Hartford Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored higher Mercury on policy offerings. This translates to mean Mercury offers fewer coverages than The Hartford. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

The Hartford and Mercury Price Comparison

The Hartford was rated about the same as Mercury on insurance prices. That doesn't mean that The Hartford will always have identical prices on car insurance than Mercury, however. The Hartford or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

The Hartford vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and The Hartford and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or The Hartford has the lowest rates is to do an apples-to-apples car insurance comparison.

Customers rated The Hartford superior to Mercury for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. Survey results show that The Hartford came in higher than Mercury when ranking consumers ability to get in touch with the company.

Summing it Up

Should you buy from the company with the higher overall rating? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a better consumer rating as Mercury, that doesn't mean you will have the identical experience.

How to Find the Cheapest Car Insurance

  • Higher physical damage deductibles mean less premium paid
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Better credit means lower car insurance rates