The Hartford vs GMAC - Which Car Insurance is Best Where You Live?

The Hartford and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like The Hartford and GMAC to find the cheapest rate!

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The Hartford vs GMAC - the Ratings

  The Hartford Ratings GMAC Ratings
Policy Offerings The Hartford Policy Offerings GMAC Policy Offerings
Pricing The Hartford Pricing GMAC Pricing
Billing and Payment The Hartford Billing GMAC Billing
Contacting the Insurer The Hartford Support GMAC Support
Overall Satisfaction The Hartford Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored higher GMAC on policy offerings. This translates to mean GMAC offers fewer coverages than The Hartford. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

The Hartford and GMAC Price Comparison

The Hartford was rated about the same as GMAC on insurance prices. That doesn't mean that The Hartford will always have identical prices on car insurance than GMAC, however. Comparing The Hartford and GMAC car insurance rates is essential to finding out which has the lower price for you.

The Hartford vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and The Hartford and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Customers rated The Hartford superior to GMAC for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. Polled policyholders ranked The Hartford higher than GMAC when it comes to being able to contact the company.

Summing it Up

Do more overall stars really mean a company is good or bad? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a better consumer rating as GMAC, that doesn't mean you will have the identical experience.

Car Insurance Buying Tips

  • Higher physical damage deductibles mean less premium paid
  • Better drivers pay lower car insurance premiums
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it