The Hartford vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both The Hartford and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like The Hartford and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing The Hartford to Farmers

  The Hartford Ratings Farmers Ratings
Policy Offerings The Hartford Policy Offerings Farmers Policy Offerings
Pricing The Hartford Pricing Farmers Pricing
Billing and Payment The Hartford Billing Farmers Billing
Contacting the Insurer The Hartford Support Farmers Support
Overall Satisfaction The Hartford Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

The Hartford scored higher Farmers on policy offerings. This translates to mean Farmers offers fewer coverages than The Hartford. More policy offerings may make it easier for you to package different coverages with the same company.

The Hartford and Farmers Price Comparison

The Hartford was rated higher than Farmers on insurance prices. That doesn't mean that The Hartford will always have lower prices on car insurance than Farmers, however. Getting car insurance rates from both The Hartford and Farmers will allow you to make a fair comparison and choose the best deal.

The Hartford vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and The Hartford and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Customers rated The Hartford superior to Farmers for billing and payment options. Having more ways to pay your bill is important to many consumers.

Being able to get in touch with your company at claim time is extremely important. Consumers felt that The Hartford was the same as Farmers when it comes to being able to contact the company.

Summing it Up

Does a higher overall rating really mean a company is better? Consumer ratings are a good place to start when buying car insurance, but just because The Hartford earned a better consumer rating as Farmers, that doesn't mean you will have the identical experience.

How to Get the Lowest Car Insurance Rates

  • Higher physical damage deductibles mean less premium paid
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Better drivers pay lower car insurance premiums