Shelter Insurance vs Mercury - Which Car Insurance is Cheaper?

Both Shelter Insurance and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Shelter Insurance and Mercury to find the cheapest rate!

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Shelter Insurance and Mercury Customer Opinions

  Shelter Insurance Ratings Mercury Ratings
Policy Offerings Shelter Insurance Policy Offerings Mercury Policy Offerings
Pricing Shelter Insurance Pricing Mercury Pricing
Billing and Payment Shelter Insurance Billing Mercury Billing
Contacting the Insurer Shelter Insurance Support Mercury Support
Overall Satisfaction Shelter Insurance Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher Mercury on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Shelter Insurance and Mercury Price Comparison

Shelter Insurance was rated higher than Mercury on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than Mercury, however. Shelter Insurance or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Shelter Insurance vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and Shelter Insurance and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or Shelter Insurance has the lowest rates is to do an apples-to-apples car insurance comparison.

For satisfaction of billing and payment options, Shelter Insurance was rated better than Mercury. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Survey results show that Shelter Insurance came in higher than Mercury when ranking consumers ability to get in touch with the company.

Making the Right Decision

Should you buy from the company with the higher overall rating? Shelter Insurance may show more stars than Mercury for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

How to Find the Cheapest Car Insurance

  • Better drivers pay lower car insurance premiums
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Higher physical damage deductibles mean less premium paid
  • Better credit means lower car insurance rates