Shelter Insurance vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Shelter Insurance and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Shelter Insurance and Kemper to find the cheapest rate!

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Perform a quick rate comparison by clicking the quote button above and completing the short form.

Survey Ratings for Shelter Insurance and Kemper

  Shelter Insurance Ratings Kemper Ratings
Policy Offerings Shelter Insurance Policy Offerings Kemper Policy Offerings
Pricing Shelter Insurance Pricing Kemper Pricing
Billing and Payment Shelter Insurance Billing Kemper Billing
Contacting the Insurer Shelter Insurance Support Kemper Support
Overall Satisfaction Shelter Insurance Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher Kemper on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Shelter Insurance and Kemper Price Comparison

Shelter Insurance was rated higher than Kemper on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than Kemper, however. Shelter Insurance or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Shelter Insurance vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Shelter Insurance but not Kemper, or vice versa.

For satisfaction of billing and payment options, Shelter Insurance was rated the same as Kemper. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Shelter Insurance was judged to be better than Kemper when consumers attempted to contact the company.

Making the Right Decision

Should you buy from the company with the higher overall rating? Shelter Insurance may show more stars than Kemper for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

Consumer Auto Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid
  • Every year, shop your car insurance coverage around to find the lowest rate