Shelter Insurance vs GMAC - Which Car Insurance is Best Where You Live?

Shelter Insurance and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Shelter Insurance and GMAC to find the cheapest rate!

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Shelter Insurance vs GMAC - the Ratings

  Shelter Insurance Ratings GMAC Ratings
Policy Offerings Shelter Insurance Policy Offerings GMAC Policy Offerings
Pricing Shelter Insurance Pricing GMAC Pricing
Billing and Payment Shelter Insurance Billing GMAC Billing
Contacting the Insurer Shelter Insurance Support GMAC Support
Overall Satisfaction Shelter Insurance Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher GMAC on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Shelter Insurance and GMAC Price Comparison

Shelter Insurance was rated higher than GMAC on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than GMAC, however. Comparing Shelter Insurance and GMAC car insurance rates is essential to finding out which has the lower price for you.

Shelter Insurance vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Shelter Insurance and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, Shelter Insurance was rated better than GMAC. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Polled policyholders ranked Shelter Insurance higher than GMAC when it comes to being able to contact the company.

Making the Right Decision

Do more overall stars really mean a company is good or bad? Shelter Insurance may show more stars than GMAC for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

Car Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance