Shelter Insurance vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Shelter Insurance or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Shelter Insurance and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Shelter Insurance and Encompass Insurance Consumer Ratings

  Shelter Insurance Ratings Encompass Insurance Ratings
Policy Offerings Shelter Insurance Policy Offerings Encompass Insurance Policy Offerings
Pricing Shelter Insurance Pricing Encompass Insurance Pricing
Billing and Payment Shelter Insurance Billing Encompass Insurance Billing
Contacting the Insurer Shelter Insurance Support Encompass Insurance Support
Overall Satisfaction Shelter Insurance Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored higher Encompass Insurance on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Shelter Insurance and Encompass Insurance Price Comparison

Shelter Insurance was rated higher than Encompass Insurance on insurance prices. That doesn't mean that Shelter Insurance will always have lower prices on car insurance than Encompass Insurance, however. It's critical that you perform a comparison of both Shelter Insurance and Encompass Insurance car insurance rates to find out which is lower.

Shelter Insurance vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Shelter Insurance and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Shelter Insurance has the lowest car insurance rates is to compare rates now.

For satisfaction of billing and payment options, Shelter Insurance was rated better than Encompass Insurance. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. For ease of contacting the insurance company, Shelter Insurance ended up better than Encompass Insurance.

Making the Right Decision

Is it a smart move to choose a company just because it has more stars? Shelter Insurance may show more stars than Encompass Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

Key Tips for Buying Car Insurance Online

  • Better drivers pay lower car insurance premiums
  • Higher physical damage deductibles mean less premium paid
  • Consider packaging your home and auto insurance to save money
  • If you have an independent insurance agent, have them compare rates with multiple companies