Shelter Insurance vs Auto-Owners Insurance - Car Insurance Rates Compared

Before insuring your cars with either Shelter Insurance or Auto-Owners Insurance, it's important to see what other consumers think of each company. It's difficult for consumers to know what kind of experience they will have with a company before actually being a policyholder, so it's important to know what actual customers experiences have been.

Quickly compare rates from top auto insurance companies like Shelter Insurance and Auto-Owners Insurance to find the cheapest rate!

Compare Rates

Perform a quick rate comparison by clicking the quote button above and completing the short form.

Shelter Insurance and Auto-Owners Insurance Customer Opinions

  Shelter Insurance Ratings Auto-Owners Insurance Ratings
Policy Offerings Shelter Insurance Policy Offerings Auto-Owners Insurance Policy Offerings
Pricing Shelter Insurance Pricing Auto-Owners Insurance Pricing
Billing and Payment Shelter Insurance Billing Auto-Owners Insurance Billing
Contacting the Insurer Shelter Insurance Support Auto-Owners Insurance Support
Overall Satisfaction Shelter Insurance Satisfaction Auto-Owners Insurance Satisfaction
Compare Rates Now Click to Get Your Free Price Comparison

Data source: J.D.Power 2011 National Auto Insurance Study

Shelter Insurance scored the same as Auto-Owners Insurance on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings may make it easier for you to package different coverages with the same company.

Shelter Insurance and Auto-Owners Insurance Price Comparison

Shelter Insurance was rated about the same as Auto-Owners Insurance on insurance prices. That doesn't mean that Shelter Insurance will always have identical prices on car insurance than Auto-Owners Insurance, however. It's important that you compare car insurance rates of both Shelter Insurance and Auto-Owners Insurance and not just assume one will be better.

Shelter Insurance vs Auto-Owners Insurance - Car Insurance Rates Compared

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Shelter Insurance or Auto-Owners Insurance may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, Shelter Insurance was rated the same as Auto-Owners Insurance. Consumers generally prefer to have more flexible payment options.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. When it came to being able to contact the insurance company, Shelter Insurance was ranked the same as Auto-Owners Insurance.

Making the Right Decision

Should you buy from the company with the higher overall rating? Shelter Insurance may show the same number of stars as Auto-Owners Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Shelter Insurance.

Consumer Auto Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies