Safeco vs GEICO - Which Car Insurance is Cheaper?

If Safeco and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Safeco and GEICO to find the cheapest rate!

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Safeco and GEICO Compared

  Safeco Ratings GEICO Ratings
Policy Offerings Safeco Policy Offerings GEICO Policy Offerings
Pricing Safeco Pricing GEICO Pricing
Billing and Payment Safeco Billing GEICO Billing
Contacting the Insurer Safeco Support GEICO Support
Overall Satisfaction Safeco Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Safeco scored lower GEICO on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Safeco and GEICO Price Comparison

Safeco was rated lower than GEICO on the pricing comparison. Will Safeco always have higher car insurance pricing than GEICO? Not necessarily. Safeco may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Safeco vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Safeco or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Policyholders rated Safeco fairly equal to GEICO on billing and payment issues. More flexibile plans allow customers to pay their bills in more convenient ways.

Successfully contacting your insurance company in case of a claim is very important. Policyholders of Safeco rated the ability to contact the company the same as GEICO.

Which Company is Right for You?

Do more overall stars really mean a company is good or bad? Safeco may show the same number of stars as GEICO for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Safeco.

How To Effectively Compare Car Insurance Rates

  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Higher physical damage deductibles mean less premium paid
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it