MetLife vs Mercury - Which Car Insurance is Cheaper?

Both MetLife and Mercury offer car insurance coverage, but does their pricing and service measure up to your standards? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like MetLife and Mercury to find the cheapest rate!

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MetLife and Mercury Customer Opinions

  MetLife Ratings Mercury Ratings
Policy Offerings MetLife Policy Offerings Mercury Policy Offerings
Pricing MetLife Pricing Mercury Pricing
Billing and Payment MetLife Billing Mercury Billing
Contacting the Insurer MetLife Support Mercury Support
Overall Satisfaction MetLife Satisfaction Mercury Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored higher Mercury on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

MetLife and Mercury Price Comparison

On pricing, MetLife scored the same as Mercury. This doesn't necessarily mean that MetLife will always have similar car insurance prices as Mercury. MetLife or Mercury may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

MetLife vs Mercury - Which Car Insurance is Cheaper?

Different drivers pay different car insurance rates, and MetLife and Mercury may give lower prices to one type of driver over another. The only way to find out whether Mercury or MetLife has the lowest rates is to do an apples-to-apples car insurance comparison.

For satisfaction of billing and payment options, MetLife was rated better than Mercury. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. Survey results show that MetLife came in the same as Mercury when ranking consumers ability to get in touch with the company.

Making the Right Decision

Should you buy from the company with the higher overall rating? Based on the overall satisfaction ratings shown above, MetLife garnered a similar consumer rating as Mercury, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How to Find the Cheapest Car Insurance

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better credit means lower car insurance rates
  • If you have an independent insurance agent, have them compare rates with multiple companies