MetLife vs GMAC - Which Car Insurance is Best Where You Live?

MetLife and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like MetLife and GMAC to find the cheapest rate!

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MetLife vs GMAC - the Ratings

  MetLife Ratings GMAC Ratings
Policy Offerings MetLife Policy Offerings GMAC Policy Offerings
Pricing MetLife Pricing GMAC Pricing
Billing and Payment MetLife Billing GMAC Billing
Contacting the Insurer MetLife Support GMAC Support
Overall Satisfaction MetLife Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored higher GMAC on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

MetLife and GMAC Price Comparison

On pricing, MetLife scored the same as GMAC. This doesn't necessarily mean that MetLife will always have similar car insurance prices as GMAC. Comparing MetLife and GMAC car insurance rates is essential to finding out which has the lower price for you.

MetLife vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and MetLife and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, MetLife was rated better than GMAC. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. Polled policyholders ranked MetLife the same as GMAC when it comes to being able to contact the company.

Making the Right Decision

Do more overall stars really mean a company is good or bad? Based on the overall satisfaction ratings shown above, MetLife garnered a similar consumer rating as GMAC, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Car Insurance Buying Tips

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies