MetLife vs GEICO - Which Car Insurance is Cheaper?

If MetLife and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like MetLife and GEICO to find the cheapest rate!

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MetLife and GEICO Compared

  MetLife Ratings GEICO Ratings
Policy Offerings MetLife Policy Offerings GEICO Policy Offerings
Pricing MetLife Pricing GEICO Pricing
Billing and Payment MetLife Billing GEICO Billing
Contacting the Insurer MetLife Support GEICO Support
Overall Satisfaction MetLife Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

MetLife scored lower GEICO on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

MetLife and GEICO Price Comparison

On pricing, MetLife scored lower than GEICO. This doesn't necessarily mean that MetLife will always have higher car insurance prices as GEICO. MetLife may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

MetLife vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. MetLife or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, MetLife was rated the same as GEICO. Consumers generally prefer to have more flexible payment options.

Being able to get in touch with your company at claim time is extremely important. Policyholders of MetLife rated the ability to contact the company worse than GEICO.

Making the Right Decision

Do more overall stars really mean a company is good or bad? Based on the overall satisfaction ratings shown above, MetLife garnered a worse consumer rating as GEICO, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How To Effectively Compare Car Insurance Rates

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Higher physical damage deductibles mean less premium paid
  • If you have an independent insurance agent, have them compare rates with multiple companies