Mercury vs GMAC - Which Car Insurance is Best Where You Live?

Mercury and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Mercury and GMAC to find the cheapest rate!

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Mercury vs GMAC - the Ratings

  Mercury Ratings GMAC Ratings
Policy Offerings Mercury Policy Offerings GMAC Policy Offerings
Pricing Mercury Pricing GMAC Pricing
Billing and Payment Mercury Billing GMAC Billing
Contacting the Insurer Mercury Support GMAC Support
Overall Satisfaction Mercury Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Mercury scored the same as GMAC on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Mercury and GMAC Price Comparison

On pricing, Mercury scored similar to GMAC. Does this mean Mercury will always have similar pricing on car insurance as GMAC? Of course not. Comparing Mercury and GMAC car insurance rates is essential to finding out which has the lower price for you.

Mercury vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Mercury and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Mercury scored about the same as GMAC on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. Polled policyholders ranked Mercury the same as GMAC when it comes to being able to contact the company.

Making the Right Decision

Do more overall stars really mean a company is good or bad? The overall satisfaction rating for Mercury shows the same number of stars as GMAC, but that isn't indicative that it is truly a similar company.

Car Insurance Buying Tips

  • Better credit means lower car insurance rates
  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages