Liberty Mutual vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Liberty Mutual and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Liberty Mutual and Kemper to find the cheapest rate!

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Survey Ratings for Liberty Mutual and Kemper

  Liberty Mutual Ratings Kemper Ratings
Policy Offerings Liberty Mutual Policy Offerings Kemper Policy Offerings
Pricing Liberty Mutual Pricing Kemper Pricing
Billing and Payment Liberty Mutual Billing Kemper Billing
Contacting the Insurer Liberty Mutual Support Kemper Support
Overall Satisfaction Liberty Mutual Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Liberty Mutual scored higher Kemper on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Liberty Mutual and Kemper Price Comparison

Consumers often compare car insurance based solely on price, and Liberty Mutual came in rated similar to Kemper on pricing. Liberty Mutual will not always have identical prices on car insurance than Kemper, however. Liberty Mutual or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Liberty Mutual vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Liberty Mutual but not Kemper, or vice versa.

Policyholders felt that Liberty Mutual was pretty equal to Kemper when it came to payment and billing.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Liberty Mutual was judged to be the same as Kemper when consumers attempted to contact the company.

How to Choose the Best Company

Should you buy from the company with the higher overall rating? Liberty Mutual received an identical overall consumer rating as Kemper, but don't rely completely on ratings to make your car insurance buying decision.

Consumer Auto Insurance Buying Tips

  • Every year, shop your car insurance coverage around to find the lowest rate
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates